Benning Financial Management Ltd

Reference number: 655905

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Benning Financial Management Ltd (FRN 655905) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Benning Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Benning Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When benningfm.com first appeared online, and whether it can receive email
  • What kind of line 028 9029 6001 is
  • Who else gives the postcode BT37 0ST
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Andrew Benning Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI743131
Company status
Active
Company type
Private limited company
Incorporated
20 August 2026 (less than a year old)
Registered office
665 Shore Road, Whiteabbey, Antrim, BT37 0ST, Northern Ireland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew John Benning Director Oct 1979 20 Aug 2026 None
Claire Elisabeth Benning Director Feb 1978 20 Aug 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Benning Financial Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2026

24 September 2026

  • Changed its registered name from "Andrew Benning"

FCA register

20 August 2026

  • Incorporated at Companies House
  • Andrew John Benning became a part-owner (25–50% of shares)
  • Claire Elisabeth Benning became a part-owner (25–50% of shares)

Companies House

2014

27 November 2014

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Benning Financial Management

Other FCA-listed firms that share a director, phone number or address with Benning Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Benning Financial Management

Other firms of the same type (financial adviser), nearest first.

In Newtownabbey

Martin BegleyNewtownabbeyAppointed representativeQuinn Financial Services Newtownabbey LtdNewtownabbeyAppointed representativeFinancial Professionals (NI) LtdNewtownabbeyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Benning Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Benning Financial Management Ltd FCA authorised?
Benning Financial Management Ltd (FRN 655905) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Benning Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Benning Financial Management Ltd (FRN 655905) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Benning Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Benning Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Benning Financial Management’s phone number and website?
The FCA register lists the phone number 028 9029 6001 and the website benningfm.com for Benning Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Benning Financial Management a scam or clone?
Benning Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Benning Financial Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Benning Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Benning Financial Management?
Companies House lists 2 people with significant control of Benning Financial Management: Mrs Claire Elisabeth Benning (25–50% of shares) and Mr Andrew John Benning (25–50% of shares).
Who runs Benning Financial Management?
Companies House lists 2 directors of Benning Financial Management: Andrew John Benning and Claire Elisabeth Benning.
How long has Benning Financial Management been in business?
The company was formed on 20 August 2026.
Does Benning Financial Management use any other names?
It has previously used the name Andrew Benning.

Sources and links

The full report on Benning Financial Management Ltd

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