Berkley Vittoria Independent Financial Services Limited

Reference number: 150186

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When berkleyvittoria.com first appeared online, and whether it can receive email
  • What kind of line 01543 411085 is
  • Who else gives the postcode WS14 0AQ
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • mortgagesinretirement.com Trading name
  • purelyretirementmortgages.com Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02667979
Company status
Active
Company type
Private limited company
Incorporated
3 December 1991 (34 years old)
Registered office
The Stirrups, Claypit Lane, Lichfield, Staffordshire, WS14 0AQ
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Kenneth Hill Director Jun 1954 10 May 1999 None
Simon Peter Stephens Director Apr 1963 Not published None
Simon Peter Stephens Secretary Not published 1 Nov 1993 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 January 2026Full accountsNot audited

Net assets

£31.4k

<1% from £31.1k

Cash at bank

£15.6k

+82% from £8,549

Owed within a year

£13.1k

+10% from £11.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02667979. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2026

27 April 2026

  • Richard Kenneth Hill stopped being a part-owner

Companies House

2016

18 June 2016

  • Simon Peter Stephens became a part-owner (25–50% of shares)

Companies House

16 June 2016

  • Richard Kenneth Hill became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1996

25 November 1996

  • Regulated by the Personal Investment Authority from this date

FCA register

1991

3 December 1991

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Similar firms

Other firms of the same type (mortgage adviser or broker), nearest first.

In Lichfield

Lichfield Mortgages LimitedLichfieldAuthorisedPool House Professional Advisers LimitedLichfieldAuthorisedClare CookLichfieldAppointed representativeEasy Life Mortgages & Finances LtdLichfieldAppointed representativeKind Financial Services LtdLichfieldAppointed representativeMortgage Assured LtdLichfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Berkley Vittoria Independent Financial Services Limited FCA authorised?
Yes, Berkley Vittoria Independent Financial Services Limited (FRN 150186) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Berkley Vittoria Independent Financial Services’ phone number and website?
The FCA register lists the phone number 01543 411085 and the website berkleyvittoria.com for Berkley Vittoria Independent Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Berkley Vittoria Independent Financial Services a scam or clone?
Berkley Vittoria Independent Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Berkley Vittoria Independent Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Berkley Vittoria Independent Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Berkley Vittoria Independent Financial Services?
Companies House lists one person with significant control of Berkley Vittoria Independent Financial Services: Mr Simon Peter Stephens (25–50% of shares). Before that, it was controlled by Mr Richard Kenneth Hill.
Who runs Berkley Vittoria Independent Financial Services?
Companies House lists 2 directors of Berkley Vittoria Independent Financial Services: Richard Kenneth Hill and Simon Peter Stephens.
How long has Berkley Vittoria Independent Financial Services been in business?
The company was formed on 3 December 1991, and has held its current FCA authorisation since December 2001.
What do Berkley Vittoria Independent Financial Services’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £31.4k (<1% from £31.1k) and cash at bank of £15.6k (+82% from £8,549).
Does Berkley Vittoria Independent Financial Services use any other names?
It trades as mortgagesinretirement.com and purelyretirementmortgages.com.

Sources and links

The full report on Berkley Vittoria Independent Financial Services Limited

£19.99 · Instant PDF download

Loading secure checkout…