Bespoke Risk Solutions Ltd
Reference number: 540579
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2010
- Accounts filed up to 30 June 2025
Responsible principal firm
PIB Risk Services Limited Reference number: 308333 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Bespoke Risk Solutions Ltd (FRN 540579) is an AR of PIB Risk Services Limited (FRN 308333). When you use Bespoke Risk Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Bespoke Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
The Hawthorns, 2 Laurels Drive, Barton St David, Somerset, TA11 6AT, United Kingdom
In the full report: 3 background checks
- When bespokerisksolutions.com first appeared online, and whether it can receive email
- What kind of line 07904 387571 is, and the other firm that gives it
- Who else gives the postcode TA11 6AT
Other names (2)
If you were contacted under any of these names, it is this firm.
- Bespoke Risk Solutions Limited Former name: A name it was registered under before.
- Legacy Funding Corporation Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through PIB Risk Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07292153 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 June 2010 (16 years old)
- Registered office
- Sovereign House, 82 West Street, Rochford, SS4 1AS, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Peter David Collins | Director | Jul 1952 | 22 Jun 2010 | 18 other companies |
| Eveline Teresa Collins | Director | Oct 1956 | 8 Aug 2010 | 2 other companies |
| Peter David Collins | Secretary | Not published | 23 Jun 2010 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 18
- closed down
- 11
- are FCA-registered
- 2
In the full report: all 18 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 2 companies these 2 directors run together
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£267k
−1.3% from £271k
Cash at bank
£249k
−3.7% from £259k
Employees (average)
2
Up 2 from 0
Owed within a year
£11.7k
−37% from £18.8k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07292153. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Bespoke Risk Solutions’s history from the FCA register and Companies House, newest first.
2024
28 February 2024
- Changed its registered name from "Bespoke Risk Solutions Limited"
FCA register
2016
1 June 2016
- Eveline Teresa Collins became a part-owner (25–50% of shares)
- Peter David Collins became a part-owner (25–50% of shares)
Companies House
2011
31 January 2011
- Became an appointed representative
FCA register
2010
22 June 2010
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (5 shown here)
- Every director appointment and resignation: 4
Firms connected to Bespoke Risk Solutions
Other FCA-listed firms that share a director, phone number or address with Bespoke Risk Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like Bespoke Risk Solutions
Other firms of the same type (insurance broker), nearest first.
In Barton St David
In the Taunton (TA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Bespoke Risk Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 18 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 12 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Bespoke Risk Solutions Ltd FCA authorised?
What does appointed representative mean for Bespoke Risk Solutions?
What is Bespoke Risk Solutions’ phone number and website?
Is Bespoke Risk Solutions a scam or clone?
Is my money safe with Bespoke Risk Solutions?
Who owns Bespoke Risk Solutions?
Who runs Bespoke Risk Solutions?
How long has Bespoke Risk Solutions been in business?
What do Bespoke Risk Solutions’ latest accounts show?
Does Bespoke Risk Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk