Best Brokers Ltd

Reference number: 586018

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

FINANCIAL EXPERT PARTNERSHIP LTD Reference number: 591556 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • BEST BROKERS LTD (FRN 586018) is an AR of FINANCIAL EXPERT PARTNERSHIP LTD (FRN 591556). When you use BEST BROKERS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from BEST BROKERS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When best-brokers.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 818 4548 is
  • Who else gives the postcode CW2 7EF
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Financial Expert Mortgages Trading name
  • Insure Value Trading name
  • Iovu Financial Services Trading name
  • Financial Expert Mortgages Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Financial Expert Partnership Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08002946
Company status
Active
Company type
Private limited company
Incorporated
23 March 2012 (14 years old)
Registered office
3 Chester Bridge, Crewe, CW2 7EF, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Paulina Jecz Director May 1983 24 Jan 2017 4 other companies
Piotr Nikonowicz Director May 1983 1 Jan 2025 14 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
6
are FCA-registered
3

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£17.2k

<1% from £17.2k

Cash at bank

£42.7k

−6.1% from £45.5k

Employees (average)

2

Same as 2

Owed within a year

£7,696

+50% from £5,142

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08002946. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Best Brokers’s history from the FCA register and Companies House, newest first.

Key events (11) All events (19)

2025

1 January 2025

  • Julita Nikonowicz stopped being a part-owner

Companies House

2024

1 May 2024

  • Piotr Nikonowicz became the majority owner (50–75% of shares)

Companies House

2023

17 May 2023

  • Changed its registered name from "Financial Expert Mortgages Ltd"

FCA register

2020

1 August 2020

  • Financial Expert Corporation Ltd gave up control
  • Piotr Nikonowicz stopped being a part-owner

Companies House

2017

1 June 2017

  • Julita Nikonowicz became a part-owner (25–50% of shares)
  • Paulina Jecz became a part-owner (25–50% of shares)
  • Piotr Nikonowicz became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Financial Expert Corporation Ltd took control (75–100% of shares)

Companies House

2012

8 August 2012

  • Became an appointed representative

FCA register

23 March 2012

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (11 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Best Brokers

Other FCA-listed firms that share a director, phone number or address with Best Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Best Brokers

Other firms of the same type (insurance broker), nearest first.

In Crewe

M.N.M Healthcare LimitedCreweAppointed representativeCharmed Mortgage Solutions LtdCreweAppointed representativeFinancial Expert Independent LtdCreweAppointed representativeHexagon Financial Solutions LLPCreweAppointed representativeProActivLife LtdCreweAppointed representativeNorthern Energy Oil LimitedCreweAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Best Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Best Brokers Ltd FCA authorised?
Best Brokers Ltd (FRN 586018) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Best Brokers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Best Brokers Ltd (FRN 586018) is an AR of FINANCIAL EXPERT PARTNERSHIP LTD (FRN 591556). When you use Best Brokers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Best Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Best Brokers’ phone number and website?
The FCA register lists the phone number 0161 818 4548 and the website best-brokers.co.uk for Best Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is Best Brokers a scam or clone?
Best Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Best Brokers?
Protection works through Financial Expert Partnership Ltd, the principal firm responsible for Best Brokers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Best Brokers?
Companies House lists 2 people with significant control of Best Brokers: Mr Piotr Nikonowicz (50–75% of shares) and Mrs Paulina Jecz (25–50% of shares). Before that, it was controlled by Mrs Julita Nikonowicz and Financial Expert Corporation Ltd.
Who runs Best Brokers?
Companies House lists 2 directors of Best Brokers: Paulina Jecz and Piotr Nikonowicz.
How long has Best Brokers been in business?
The company was formed on 23 March 2012.
What do Best Brokers’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £17.2k (<1% from £17.2k) and cash at bank of £42.7k (−6.1% from £45.5k).
Does Best Brokers use any other names?
It trades as Financial Expert Mortgages, Insure Value and Iovu Financial Services. It has previously used the name Financial Expert Mortgages Ltd.

Sources and links

The full report on Best Brokers Ltd

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