Best Life Financial Planning Ltd
Reference number: 917507
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 30 November 2025
Responsible principal firm
Best Practice IFA Group Limited Reference number: 223112 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Best Life Financial Planning Ltd (FRN 917507) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Best Life Financial Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Best Life Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Suite 2A, Church House, Felpham Road, Felpham, Bognor Regis, West Sussex, PO22 7PG, United Kingdom
In the full report: 3 background checks
- When bestlifefp.co.uk first appeared online, and whether it can receive email
- What kind of line 01243 956650 is
- Who else gives the postcode PO22 7PG
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11663155 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 November 2018 (7 years old)
- Registered office
- Suite 2a, Church House, 94 Felpham Road, Bognor Regis, PO22 7PG, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Joseph Anderson Froud | Director | May 1986 | 6 Nov 2018 | None |
| Lindsay Froud | Director | Feb 1987 | 6 Apr 2020 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£2
Down £128 from £130
Employees (average)
3
Same as 3
Owed within a year
£44.5k
+180% from £15.9k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11663155. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Best Life Financial Planning’s history from the FCA register and Companies House, newest first.
2020
6 April 2020
- Lindsay Froud became a part-owner (25–50% of shares)
- Lindsay Froud appointed as a director
Companies House
2019
27 November 2019
- Became an appointed representative
FCA register
2018
6 November 2018
- Incorporated at Companies House
- Joseph Anderson Froud became a part-owner (25–50% of shares)
- Joseph Anderson Froud appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Best Life Financial Planning
Other firms of the same type (financial adviser), nearest first.
In Bognor Regis
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Best Life Financial Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
Is Best Life Financial Planning Ltd FCA authorised?
What does appointed representative mean for Best Life Financial Planning?
What is Best Life Financial Planning’s phone number and website?
Is Best Life Financial Planning a scam or clone?
Is my money safe with Best Life Financial Planning?
Who owns Best Life Financial Planning?
Who runs Best Life Financial Planning?
How long has Best Life Financial Planning been in business?
What do Best Life Financial Planning’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk