Best4life Limited

Reference number: 744515

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Authorisation being cancelled, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8498 0163

  • Address

    c/o Office Holder/s: Zain Iqbal of, 109 Snakes Lane, Woodford Green, Essex, IG8 0DY, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8498 0163 is
  • Who else gives the postcode IG8 0DY
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Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in liquidation.
  • This company has insolvency history on record.
Company number
09390919
Company status
Liquidation
Company type
Private limited company
Incorporated
15 January 2015 (11 years old)
Registered office
Hunter House, 109 Snakes Lane West, Woodford Green, Essex, IG8 0DY
Nature of business
  • Agents involved in the sale of furniture, household goods, hardware and ironmongery (SIC 46150)

Directors and company secretaries

Name Role Born Appointed Other companies
Carla Louise Moniz Director Oct 1987 15 Jan 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 January 2025Micro-entity accountsNot audited

Net assets

−£27.5k

Down £20.5k from −£6,985

Employees (average)

2

Same as 2

Owed within a year

£40.0k

+51% from £26.4k

Net assets are negative: on its last balance sheet the company owed £27.5k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09390919. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Best4life’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2017

15 January 2017

  • Carla Moniz took control (75–100% of shares)

Companies House

2016

15 September 2016

  • Regulated by the FCA from this date
  • Applied to cancel its FCA authorisation

FCA register

2015

15 January 2015

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Best4life

Other FCA-listed firms that share a director, phone number or address with Best4life. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Best4life

Other firms of the same type (credit broker), nearest first.

In Essex

EPC Improvements LtdEssexAuthorisedMohammad Arkam AshfaqEssexAuthorisedNormanhurst School LTDEssexAppointed representativeSilvercrest Energy Group LtdEssexAuthorisedThe Scooter Club (UK) LimitedEssexAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Best4life

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Best4life Limited FCA authorised?
Best4life Limited (FRN 744515) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is Best4life’s phone number?
The FCA register lists the phone number 020 8498 0163 for Best4life. If you were given different contact details, use these to check with the firm before going any further.
Is Best4life a scam or clone?
Best4life is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Best4life?
Best4life is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who owns Best4life?
Companies House lists one person with significant control of Best4life: Mrs Carla Moniz (75–100% of shares).
Who runs Best4life?
Companies House lists one director of Best4life: Carla Louise Moniz.
How long has Best4life been in business?
The company was formed on 15 January 2015. Companies House now lists it as liquidation.
What do Best4life’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of −£27.5k (down £20.5k from −£6,985).

Sources and links

The full report on Best4life Limited

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