Beta Commercial Finance Limited

Reference number: 758248

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When betacf.co.uk first appeared online, and whether it can receive email
  • What kind of line 01538 702565 is
  • Who else gives the postcode ST10 4AQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • MSBL Former trading name: A name it used to trade under.
  • My Simple Business Loan Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 07448 967619
Fake email addresses (2)
  • support@betafinn.com
  • support@betafinn.net
Fake websites (2)
  • betafinn.com
  • betafinn.net
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 July 2016 (10 years old)
Registered office
The Old Chapel High Street, Alton, Stoke-On-Trent, ST10 4AQ, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas Peter Wilkinson Director May 1983 27 Jul 2016 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£33.7k

+41% from £24.0k

Employees (average)

5

Same as 5

Owed within a year

£63.5k

+10% from £57.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10298669. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Beta Commercial Finance’s history from the FCA register and Companies House, newest first.

2022

13 January 2022

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2021

13 January 2021

  • Victoria Wilkinson became a part-owner (25–50% of shares)

Companies House

2016

12 December 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

27 July 2016

  • Incorporated at Companies House
  • Thomas Peter Wilkinson became the majority owner (50–75% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Beta Commercial Finance

Other FCA-listed firms that share a director, phone number or address with Beta Commercial Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Beta Commercial Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stoke-on-Trent

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Beta Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Beta Commercial Finance Limited FCA authorised?
Yes, Beta Commercial Finance Limited (FRN 758248) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Beta Commercial Finance’s phone number and website?
The FCA register lists the phone number 01538 702565 and the website betacf.co.uk for Beta Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Beta Commercial Finance a scam or clone?
Scammers have impersonated Beta Commercial Finance: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Beta Commercial Finance, shown on this page.
Is my money safe with Beta Commercial Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Beta Commercial Finance to the Financial Ombudsman Service, free of charge.
Who owns Beta Commercial Finance?
Companies House lists 2 people with significant control of Beta Commercial Finance: Mr Thomas Peter Wilkinson (50–75% of shares) and Mrs Victoria Wilkinson (25–50% of shares).
Who runs Beta Commercial Finance?
Companies House lists one director of Beta Commercial Finance: Thomas Peter Wilkinson.
How long has Beta Commercial Finance been in business?
The company was formed on 27 July 2016, and has held its current FCA authorisation since December 2016.
What do Beta Commercial Finance’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £33.7k (+41% from £24.0k).
Does Beta Commercial Finance use any other names?
It has previously used 2 other names: MSBL and My Simple Business Loan.

Sources and links

The full report on Beta Commercial Finance Limited

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