Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Beyond Legacy LTD (FRN 1048096) is an AR of The Right Mortgage Limited (FRN 649443). When you use Beyond Legacy's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Beyond Legacy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
11 Berry Hill Road, Cirencester, Gloucestershire, GL7 2HE, United Kingdom
In the full report: 2 background checks
- What kind of line 07505 604637 is
- Who else gives the postcode GL7 2HE
Other names (1)
If you were contacted under any of these names, it is this firm.
- Legacy Is Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16845406 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 November 2025 (less than a year old)
- Registered office
- 128 City Road, London, EC1V 2NX, United Kingdom
- Nature of business
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- Life insurance (SIC 65110)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard James Kerton | Director | Dec 1981 | 10 Nov 2025 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Key dates in its history
Beyond Legacy’s history from the FCA register and Companies House, newest first.
2026
23 January 2026
- Became an appointed representative
- Began trading as "Legacy Is"
FCA register
2025
10 November 2025
- Incorporated at Companies House
- Richard James Kerton took control (75–100% of shares)
- Richard James Kerton appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Beyond Legacy
Other FCA-listed firms that share a director, phone number or address with Beyond Legacy. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like Beyond Legacy
Other firms of the same type (insurance broker), nearest first.
In Cirencester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Beyond Legacy
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- All 5 events in its history
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Frequently asked questions about this firm
Is Beyond Legacy LTD FCA authorised?
What does appointed representative mean for Beyond Legacy?
What is Beyond Legacy’s phone number?
Is Beyond Legacy a scam or clone?
Is my money safe with Beyond Legacy?
Who owns Beyond Legacy?
Who runs Beyond Legacy?
How long has Beyond Legacy been in business?
Does Beyond Legacy use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk