BFS Member Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 1999

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01234 358344
Address

45 Bromham Road, Bedford, Bedfordshire, MK40 2AA, United Kingdom

In the full report: 2 background checks

What kind of line 01234 358344 is, and the other firm that gives it
Who else gives the postcode MK40 2AA

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03821812 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 August 1999 (27 years old)
Registered office: Bfs House, 45 Bromham Road, Bedford, MK40 2AA, England
Nature of business: Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Simon Neil Owens	Director	Jul 1972	17 Sep 2020	None
Lorraine Claudia Donald	Director	Jul 1967	1 Jan 2026	None
Simon Neil Owens	Secretary	Not published	12 Dec 2025	–

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company
All 16 people who have been directors, with their dates

Key dates in its history

BFS Member Services’s history from the FCA register and Companies House, newest first.

Key events (3) All events (31)

2016

19 February 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

1999

9 August 1999

Incorporated at Companies House

Companies House

In the full report: all 31 events

All 31 events in its history (3 shown here)
Every director appointment and resignation: 26

Firms connected to BFS Member Services

Other FCA-listed firms that share a director, phone number or address with BFS Member Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like BFS Member Services

Other firms of the same type (lender), nearest first.

In Bedford

John S K EvansBedfordAuthorised Traffords LimitedBedfordAuthorised Andersen Ev PLCBedfordAuthorised Bradley M LimitedBedfordAuthorised Fleet-Chapman M LimitedBedfordAuthorised MHT Solutions LimitedBedfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on BFS Member Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
2 background checks on its contact details
All 31 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is BFS Member Services Limited FCA authorised?

Yes, BFS Member Services Limited (FRN 716623) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.

What is BFS Member Services’ phone number?

The FCA register lists the phone number 01234 358344 for BFS Member Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is BFS Member Services a scam or clone?

BFS Member Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with BFS Member Services?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how BFS Member Services handles your money, so check the specific product before you commit. You can also refer complaints about BFS Member Services to the Financial Ombudsman Service, free of charge.

Who runs BFS Member Services?

Companies House lists 2 directors of BFS Member Services: Simon Neil Owens and Lorraine Claudia Donald.

How long has BFS Member Services been in business?

The company was formed on 9 August 1999, and has held its current FCA authorisation since February 2016.