Bibby Financial Services Limited: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for 18 years
No FCA actions
Active company since 1998

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

bibbyfinancialservices.com (opens in a new tab)
Phone number

01295 661900
Address

Pembroke House, Banbury Business Park, Aynho Road, Adderbury, Banbury, Oxfordshire, OX17 3NS, United Kingdom

In the full report: 3 background checks

When bibbyfinancialservices.com first appeared online, and whether it can receive email
What kind of line 01295 661900 is, and the 15 other firms that give it
Who else gives the postcode OX17 3NS

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03530461 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 13 March 1998 (28 years old)
Registered office: 3rd Floor Walker House, Exchange Flags, Liverpool, L2 3YL, United Kingdom
Nature of business: Activities of financial services holding companies (SIC 64205)
Activities of head offices (SIC 70100)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Ian Stuart Ramsden	Director	Apr 1970	1 Feb 2016	37 other companies
Jonathan Gareth Lewis	Director	Jun 1973	1 Sep 2019	16 other companies
Theovinder Singh Chatha	Director	Dec 1980	23 Sep 2019	53 other companies
Jonathan Andrew	Director	Oct 1964	1 Sep 2020	6 other companies
Geoffrey Frank Harold Bibby	Director	Feb 1965	1 Jan 2021	3 other companies
Simon Thomas Perry	Director	Jun 1954	22 Mar 2021	None
Marion Ruth King	Director	May 1958	1 Aug 2022	20 other companies
BIBBY BROS. & CO. (MANAGEMENT) LIMITED	Corporate secretary	Not published	13 Mar 1998	–

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 100
closed down: 18
are FCA-registered: 26

In the full report: all 100 companies, named

What each company does, and whether it is still trading
Which of these 7 directors sit on each board, and since when
Any that went into liquidation or administration
The 26 on the FCA register, including 2 no longer authorised
The 33 companies these 7 directors run together
All 40 people who have ever been directors, with their dates

Key dates in its history

Bibby Financial Services’s history from the FCA register and Companies House, newest first.

Key events (3) All events (78)

2016

6 April 2016

Bibby Line Group Limited took control (75–100% of shares)

Companies House

2008

13 June 2008

Registered with the FCA

FCA register

1998

13 March 1998

Incorporated at Companies House

Companies House

In the full report: all 78 events

All 78 events in its history (3 shown here)
Every director appointment and resignation: 75

Firms connected to Bibby Financial Services

Other FCA-listed firms that share a director, phone number or address with Bibby Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share a director: 12
share its phone number: 11

In the full report: all 12 connected firms, named

How each is linked: shared directors (12), the same phone number (11), the same postcode (11)
Who links each one: the named directors, with dates

Get the full report on Bibby Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

100 other companies its directors have run, named
3 background checks on its contact details
All 78 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Bibby Financial Services Limited FCA authorised?

Bibby Financial Services Limited (FRN 484605) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

What is Bibby Financial Services’ phone number and website?

The FCA register lists the phone number 01295 661900 and the website bibbyfinancialservices.com for Bibby Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 15 other FCA firms.

Is Bibby Financial Services a scam or clone?

Bibby Financial Services is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.

Is my money safe with Bibby Financial Services?

Money you hand to Bibby Financial Services is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who owns Bibby Financial Services?

Bibby Financial Services is owned by Bibby Line Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Bibby Financial Services?

Companies House lists 7 directors of Bibby Financial Services: Ian Stuart Ramsden, Jonathan Gareth Lewis, Theovinder Singh Chatha, Jonathan Andrew, Geoffrey Frank Harold Bibby, Simon Thomas Perry and 1 more.

How long has Bibby Financial Services been in business?

The company was formed on 13 March 1998.