Bill Higham Marine Ltd

Reference number: 979658

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When billhigham.co.uk first appeared online, and whether it can receive email
  • What kind of line 01248 650666 is
  • Who else gives the postcode LL57 3YW
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07372894
Company status
Active
Company type
Private limited company
Incorporated
10 September 2010 (16 years old)
Registered office
Talybont Uchaf Farm, Talybont, Bangor, Gwynedd, LL57 3YW, Wales
Nature of business
  • Repair and maintenance of ships and boats (SIC 33150)

Directors and company secretaries

Name Role Born Appointed Other companies
Caroline Higham Director Dec 1979 10 Sep 2010 2 other companies
Simon Higham Director Jul 1977 10 Sep 2010 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£193k

+59% from £121k

Cash at bank

£61.0k

−39% from £99.9k

Employees (average)

10

+25% from 8

Owed within a year

£596k

−7.6% from £645k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07372894. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bill Higham Marine’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2022

19 August 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

1 April 2017

  • Simon Higham became the majority owner (50–75% of shares)

Companies House

2016

6 April 2016

  • Caroline Higham became a part-owner (25–50% of shares)

Companies House

2010

10 September 2010

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Bill Higham Marine

Other firms of the same type (credit broker), nearest first.

In Bangor

Conor HamillBangorAuthorisedDaniel HarrisBangorAuthorisedHanna Financial Services LimitedBangorAuthorisedMatthew CarterBangorAuthorisedMunuPay LtdBangorAuthorisedRobert Gareth Randall SmallBangorAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bill Higham Marine

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Bill Higham Marine Ltd FCA authorised?
Yes, Bill Higham Marine Ltd (FRN 979658) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2022 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Bill Higham Marine’s phone number and website?
The FCA register lists the phone number 01248 650666 and the website billhigham.co.uk for Bill Higham Marine. If you were given different contact details, use these to check with the firm before going any further.
Is Bill Higham Marine a scam or clone?
Bill Higham Marine is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bill Higham Marine?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Bill Higham Marine handles your money, so check the specific product before you commit. You can also refer complaints about Bill Higham Marine to the Financial Ombudsman Service, free of charge.
Who owns Bill Higham Marine?
Companies House lists 2 people with significant control of Bill Higham Marine: Mr Simon Higham (50–75% of shares) and Mrs Caroline Higham (25–50% of shares).
Who runs Bill Higham Marine?
Companies House lists 2 directors of Bill Higham Marine: Caroline Higham and Simon Higham.
How long has Bill Higham Marine been in business?
The company was formed on 10 September 2010, and has held its current FCA authorisation since August 2022.
What do Bill Higham Marine’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £193k (+59% from £121k) and cash at bank of £61.0k (−39% from £99.9k).

Sources and links

The full report on Bill Higham Marine Ltd

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