Biraj Rai: FCA regulated?

No longer an appointed representative

Biraj Rai is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 8 September 2025.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Last known phone number

07597 826765
Last known address

60 Oakridge Road, Basingstoke, Hampshire, RG21 5SH, United Kingdom

In the full report: 2 background checks

What kind of line 07597 826765 is, and the other firm that gives it
Who else gives the postcode RG21 5SH

Other names (1)

If you were contacted under any of these names, it is this firm.

Namaste Mortgages Trading name: A name it trades under now.

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Biraj Rai’s history from the FCA register and Companies House, newest first.

2025

8 September 2025

Stopped being an appointed representative
Began trading as "Namaste Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Biraj Rai

Other FCA-listed firms that share a director, phone number or address with Biraj Rai. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1)
Who links it to this firm: the named directors, with dates

Get the full report on Biraj Rai

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 background checks on its contact details
All 2 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Biraj Rai FCA authorised?

No. Biraj Rai (FRN 1040893) is still listed on the FCA register, but the record is closed: no longer an appointed representative.

Is Biraj Rai a scam or clone?

Biraj Rai is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with Biraj Rai?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Biraj Rai has no cover, because it is no longer permitted to carry it out.

Does Biraj Rai use any other names?

It trades as Namaste Mortgages.