Birkdale Wealth Management Ltd

Reference number: 728040

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Birkdale Wealth Management Ltd (FRN 728040) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Birkdale Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Birkdale Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01704 211954

  • Address

    16 Lexton Drive, Southport, Merseyside, PR9 8QQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01704 211954 is
  • Who else gives the postcode PR9 8QQ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Birkdale Mortgage & Insurance Services Former trading name
  • Guardian Expert Mortgage Solutions Former trading name
  • Magnus Financial Solutions Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09834872
Company status
Active
Company type
Private limited company
Incorporated
21 October 2015 (11 years old)
Registered office
2a Swordfish Business Park Swordfish Close, Higgins Lane, Burscough, Lancashire, L40 8JW, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas David Mcaulay Director Nov 1983 21 Oct 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

−£36.9k

Up £17.7k from −£54.6k

Employees (average)

1

Same as 1

Owed within a year

£48.1k

+8.8% from £44.2k

Net assets are negative: on its last balance sheet the company owed £36.9k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09834872. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Birkdale Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (3) All events (12)

2016

6 April 2016

  • Nicholas David McAulay took control (75–100% of shares)

Companies House

2015

4 December 2015

  • Became an appointed representative

FCA register

21 October 2015

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like Birkdale Wealth Management

Other firms of the same type (insurance broker), nearest first.

In Southport

Lee HarrisonSouthportAppointed representativeOakmere Grosvenor LimitedSouthportAppointed representativeFinch Eccles LtdSouthportAppointed representativeMembers Discounts UK LimitedSouthportAppointed representativeAll Sorted Financial Planning LimitedSouthportAuthorisedBirkdale Broking Group LimitedSouthportAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Birkdale Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Birkdale Wealth Management Ltd FCA authorised?
Birkdale Wealth Management Ltd (FRN 728040) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Birkdale Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Birkdale Wealth Management Ltd (FRN 728040) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Birkdale Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Birkdale Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Birkdale Wealth Management’s phone number?
The FCA register lists the phone number 01704 211954 for Birkdale Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Birkdale Wealth Management a scam or clone?
Birkdale Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Birkdale Wealth Management?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Birkdale Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Birkdale Wealth Management?
Companies House lists one person with significant control of Birkdale Wealth Management: Mr Nicholas David McAulay (75–100% of shares).
Who runs Birkdale Wealth Management?
Companies House lists one director of Birkdale Wealth Management: Nicholas David McAulay.
How long has Birkdale Wealth Management been in business?
The company was formed on 21 October 2015.
What do Birkdale Wealth Management’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£36.9k (up £17.7k from −£54.6k).
Does Birkdale Wealth Management use any other names?
It has previously used 3 other names: Birkdale Mortgage & Insurance Services, Guardian Expert Mortgage Solutions and Magnus Financial Solutions.

Sources and links

The full report on Birkdale Wealth Management Ltd

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