Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 December 2025
Responsible principal firm
ADARO OPTICS LIMITED Reference number: 924690 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- BIRMINGHAM FORT V.E. LIMITED (FRN 985230) is an AR of ADARO OPTICS LIMITED (FRN 924690). When you use BIRMINGHAM FORT V.E.'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from BIRMINGHAM FORT V.E., complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
The Fort Shopping Park, 20 Fort Parkway, Birmingham, West Midlands, B24 9FP, United Kingdom
In the full report: 2 background checks
- What kind of line 0121 384 3110 is
- Who else gives the postcode B24 9FP
Other names (1)
If you were contacted under any of these names, it is this firm.
- Vision Express Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Adaro Optics Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13423293 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 May 2021 (5 years old)
- Registered office
- Vision Express Mere Way, Ruddington Fields Business Park, Ruddington, Nottinghamshire, NG11 6NZ, United Kingdom
- Nature of business
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- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| ABBEYFIELD V.E. LIMITED | Corporate director | Not published | 27 May 2021 | 86 other companies |
| Hardish Kaur Chohan | Director | Dec 1989 | 8 Nov 2021 | None |
| Pardeep Singh Chohan | Director | Sep 1988 | 8 Nov 2021 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 86
- closed down
- 39
- are FCA-registered
- 44
In the full report: all 86 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 44 on the FCA register, including one no longer authorised
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£314k
+23% from £255k
Net assets
£218k
+8.5% from £201k
Cash at bank
£4,000
Same as £4,000
Owed within a year
£306k
−14% from £354k
Profit before tax
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13423293. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Birmingham Fort V.e.’s history from the FCA register and Companies House, newest first.
2022
13 October 2022
- Became an appointed representative
FCA register
2021
27 May 2021
- Incorporated at Companies House
- Abbeyfield V.E. Limited became the majority owner (50–75% of shares)
Companies House
In the full report: all 12 events
- All 12 events in its history (3 shown here)
- Every director appointment and resignation: 8
Firms like Birmingham Fort V.e.
Other firms of the same type (credit broker), nearest first.
In Birmingham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Birmingham Fort V.e.
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 86 other companies its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 12 events in its history
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Frequently asked questions about this firm
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Does Birmingham Fort V.e. use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk