Blackbear Finance Limited

Reference number: 980291

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • BLACKBEAR FINANCE LIMITED (FRN 980291) is an AR of The Right Mortgage Limited (FRN 649443). When you use BLACKBEAR FINANCE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from BLACKBEAR FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When blackbearproperty.co.uk first appeared online, and whether it can receive email
  • What kind of line 01639 501765 is
  • Who else gives the postcode SA6 8PS
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • LJP Mortgages Trading name
  • Lewis Pike Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16706938
Company status
Active
Company type
Private limited company
Incorporated
10 September 2025 (1 year old)
Registered office
Unit 2 Heron Way, Morriston, Swansea, SA6 8PS, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lewis John Pike Director Dec 1987 10 Sep 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Key dates in its history

Blackbear Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2026

29 April 2026

  • Changed its registered name from "Lewis Pike"

FCA register

2025

10 September 2025

  • Incorporated at Companies House
  • Lewis John Pike took control (75–100% of shares)

Companies House

2022

3 August 2022

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms like Blackbear Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Swansea

Cariad Mortgage Solutions LtdSwanseaAppointed representativeCoast Financial Solutions LtdSwanseaAppointed representativeDawsonsSwanseaAppointed representativeDb Mortgage Advice Co LimitedSwanseaAppointed representativeDean Vaughan LimitedSwanseaAppointed representativeExclusive Connections LtdSwanseaAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Blackbear Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Blackbear Finance Limited FCA authorised?
Blackbear Finance Limited (FRN 980291) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Blackbear Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Blackbear Finance Limited (FRN 980291) is an AR of The Right Mortgage Limited (FRN 649443). When you use Blackbear Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Blackbear Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Blackbear Finance’s phone number and website?
The FCA register lists the phone number 01639 501765 and the website blackbearproperty.co.uk for Blackbear Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Blackbear Finance a scam or clone?
Blackbear Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Blackbear Finance?
Protection works through The Right Mortgage Limited, the principal firm responsible for Blackbear Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Blackbear Finance?
Companies House lists one person with significant control of Blackbear Finance: Lewis John Pike (75–100% of shares).
Who runs Blackbear Finance?
Companies House lists one director of Blackbear Finance: Lewis John Pike.
How long has Blackbear Finance been in business?
The company was formed on 10 September 2025.
Does Blackbear Finance use any other names?
It trades as LJP Mortgages. It has previously used the name Lewis Pike.

Sources and links

The full report on Blackbear Finance Limited

£19.99 · Instant PDF download

Loading secure checkout…