Blackbear Financial Group Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2017
Accounts filed up to 31 December 2025
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

blackbearfinancialgroup.co.uk (opens in a new tab)
Phone number

0151 317 6800
Address

Blackbear Financial Group Ltd, Unit 4, Rossmore Business Village, Inward Way, Ellesmere Port, Cheshire West And Chester, CH65 3EY, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When blackbearfinancialgroup.co.uk first appeared online, and whether it can receive email
What kind of line 0151 317 6800 is
Who else gives the postcode CH65 3EY

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (8 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Credit Broking
Debt-counselling
Making arrangements with a view to transactions in investments
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10890457 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 31 July 2017 (9 years old)
Registered office: 4 Rossmore Business Village, Inward Way, Ellesmere Port, Cheshire, CH65 3EY, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew George Anderson	Director	Dec 1964	31 Jul 2017	None
Karen Margaret Anderson	Director	Apr 1962	31 Jul 2017	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£44.3k

−18% from £54.1k

Employees (average)

4

−20% from 5

Owed within a year

£69.5k

+85% from £37.7k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10890457. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Blackbear Financial Group’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2018

5 January 2018

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2017

31 July 2017

Incorporated at Companies House
Andrew George Anderson became a part-owner (25–50% of shares)
Karen Margaret Anderson became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to Blackbear Financial Group

Other FCA-listed firms that share a director, phone number or address with Blackbear Financial Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
no longer authorised: 1
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates

Firms like Blackbear Financial Group

Other firms of the same type (financial adviser), nearest first.

In Ellesmere Port

Alexander Beard Investment Management LimitedEllesmere PortAuthorised Avista Financial Planning LtdEllesmere PortAuthorised Alexander Beard Ltd.Ellesmere PortAppointed representative Clear Cut Financial Planning LtdEllesmere PortAppointed representative Ironform Financial LimitedEllesmere PortAppointed representative Warden Wealth Management LimitedEllesmere PortAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Blackbear Financial Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details, 1 flagged
7 years of accounts, charted
All 10 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Blackbear Financial Group Ltd FCA authorised?

Yes, Blackbear Financial Group Ltd (FRN 788252) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2018 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Blackbear Financial Group’s phone number and website?

The FCA register lists the phone number 0151 317 6800 and the website blackbearfinancialgroup.co.uk for Blackbear Financial Group. If you were given different contact details, use these to check with the firm before going any further.

Is Blackbear Financial Group a scam or clone?

Blackbear Financial Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Blackbear Financial Group?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Blackbear Financial Group to the Financial Ombudsman Service, free of charge.

Who owns Blackbear Financial Group?

Companies House lists 2 people with significant control of Blackbear Financial Group: Mrs Karen Margaret Anderson (25–50% of shares) and Mr Andrew George Anderson (25–50% of shares).

Who runs Blackbear Financial Group?

Companies House lists 2 directors of Blackbear Financial Group: Andrew George Anderson and Karen Margaret Anderson.

How long has Blackbear Financial Group been in business?

The company was formed on 31 July 2017, and has held its current FCA authorisation since January 2018.

What do Blackbear Financial Group’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £44.3k (−18% from £54.1k).