Blacktrac Ltd

Reference number: 942295

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Blacktrac Ltd (FRN 942295) introduces customers to Asset & General Finance LTD (FRN 916447). Any regulated advice or arranging is done by the principal, not Blacktrac.
  • Example: if Blacktrac refers you to a financial adviser, the advice should come from the principal firm, not from Blacktrac itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When blacktrac.co.uk first appeared online, and whether it can receive email
  • What kind of line 01536 484923 is
  • Who else gives the postcode NN16 8UN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Asset & General Finance LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 November 2010 (15 years old)
Registered office
The Old Town Hall Market Place, Oundle, Peterborough, PE8 4BA, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Catherine Blackman Director Jul 1975 25 Nov 2010 None
Jacob Peter Blackman Director Jan 1974 25 Nov 2010 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£324k

+113% from £152k

Cash at bank

£1.05m

<1% from £1.05m

Owed within a year

£2.27m

<1% from £2.29m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07450985. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Blacktrac’s history from the FCA register and Companies House, newest first.

2021

27 May 2021

  • Catherine Ruth Blackman stopped being a part-owner
  • J & C Blackman Limited took control (75–100% of shares)
  • Jake Blackman stopped being a part-owner

Companies House

5 January 2021

  • Became an introducer appointed representative

FCA register

2020

8 July 2020

  • Catherine Ruth Blackman became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Jake Blackman became a part-owner (25–50% of shares)

Companies House

2010

25 November 2010

  • Incorporated at Companies House
  • Catherine Blackman appointed as a director
  • Jacob Peter Blackman appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Blacktrac

Other FCA-listed firms that share a director, phone number or address with Blacktrac. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Blacktrac

Other firms of the same type (credit broker), nearest first.

In the Northampton (NN) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Blacktrac

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Blacktrac Ltd FCA authorised?
Blacktrac Ltd (FRN 942295) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Blacktrac?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Blacktrac Ltd (FRN 942295) introduces customers to Asset & General Finance LTD (FRN 916447). Any regulated advice or arranging is done by the principal, not Blacktrac. Example: if Blacktrac refers you to a financial adviser, the advice should come from the principal firm, not from Blacktrac itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Blacktrac’s phone number and website?
The FCA register lists the phone number 01536 484923 and the website blacktrac.co.uk for Blacktrac. If you were given different contact details, use these to check with the firm before going any further.
Is Blacktrac a scam or clone?
Blacktrac is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Blacktrac?
Protection works through Asset & General Finance LTD, the principal firm responsible for Blacktrac's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Blacktrac?
Blacktrac is owned by J & C Blackman Limited, which holds 75–100% of shares, since 27 May 2021. Before that, it was controlled by Mrs Catherine Ruth Blackman and Mr Jake Blackman.
Who runs Blacktrac?
Companies House lists 2 directors of Blacktrac: Catherine Blackman and Jacob Peter Blackman.
How long has Blacktrac been in business?
The company was formed on 25 November 2010.
What do Blacktrac’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £324k (+113% from £152k) and cash at bank of £1.05m (<1% from £1.05m).

Sources and links

The full report on Blacktrac Ltd

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