Blue Sky Financial Group Limited

Reference number: 827075

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When blueskymortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07508 297567 is
  • Who else gives the postcode BR3 4RH
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • Blue Sky Life Trading name
  • Blue Sky Mortgages Trading name
  • Blue Sky Protection Trading name
  • F3 Wealth Limited Former name
  • Holistic Financial Advice Limited Former name
  • RAPID FINANCIAL LIMITED Former name
  • F3 Wealth Former trading name
  • Rapid Life Former trading name
  • Rapid Mortgages Former trading name
  • Rapid Protection Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11322007
Company status
Active
Company type
Private limited company
Incorporated
20 April 2018 (8 years old)
Registered office
108 Beckenham Road, Beckenham, BR3 4RH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Raymond Ray Flannery Director Nov 1958 20 Apr 2018 14 other companies
Darrell Mantz Robson Director Jun 1970 1 Oct 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
12
still active
2

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£43.6k

−25% from £57.8k

Employees (average)

5

Up 5 from 0

Owed within a year

£9,953

No earlier figure to compare

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £235k, for the year to 30 April 2021.

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11322007. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Blue Sky Financial Group’s history from the FCA register and Companies House, newest first.

Key events (10) All events (27)

2026

16 February 2026

  • Darrell Mantz Robson gained significant control
  • Raymond Ray Flannery stopped being a part-owner

Companies House

2025

18 August 2025

  • Changed its registered name from "RAPID FINANCIAL LIMITED"

FCA register

7 August 2025

  • Changed its registered name from "Holistic Financial Advice Limited"

FCA register

2021

23 November 2021

  • Changed its registered name from "F3 Wealth Limited"

FCA register

2019

2 September 2019

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2018

20 April 2018

  • Incorporated at Companies House
  • Raymond Ray Flannery became a part-owner (25–50% of shares)

Companies House

In the full report: all 27 events

  • All 27 events in its history (10 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Blue Sky Financial Group

Other FCA-listed firms that share a director, phone number or address with Blue Sky Financial Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Blue Sky Financial Group

Other firms of the same type (financial adviser), nearest first.

In Beckenham

F3 Wealth Management LimitedBeckenhamAuthorisedFuture Directions Financial Services LimitedBeckenhamAuthorisedLangley Park Wealth LimitedBeckenhamAppointed representativeSilverwood Financial Solutions LtdBeckenhamAppointed representativeStuart GilbertBeckenhamAppointed representativeUni-Plan Financial Solutions LimitedBeckenhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Blue Sky Financial Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 27 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Blue Sky Financial Group Limited FCA authorised?
Yes, Blue Sky Financial Group Limited (FRN 827075) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2019 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Blue Sky Financial Group’s phone number and website?
The FCA register lists the phone number 07508 297567 and the website blueskymortgages.co.uk for Blue Sky Financial Group. If you were given different contact details, use these to check with the firm before going any further.
Is Blue Sky Financial Group a scam or clone?
Blue Sky Financial Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Blue Sky Financial Group?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Blue Sky Financial Group to the Financial Ombudsman Service, free of charge.
Who owns Blue Sky Financial Group?
Companies House lists one person with significant control of Blue Sky Financial Group: Mr Darrell Mantz Robson (significant influence or control). Before that, it was controlled by Mr Raymond Ray Flannery.
Who runs Blue Sky Financial Group?
Companies House lists 2 directors of Blue Sky Financial Group: Raymond Ray Flannery and Darrell Mantz Robson.
How long has Blue Sky Financial Group been in business?
The company was formed on 20 April 2018, and has held its current FCA authorisation since September 2019.
What do Blue Sky Financial Group’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £43.6k (−25% from £57.8k).
Does Blue Sky Financial Group use any other names?
It trades as Blue Sky Life, Blue Sky Mortgages and Blue Sky Protection. It has previously used 7 other names, including F3 Wealth Limited, Holistic Financial Advice Limited and RAPID FINANCIAL LIMITED.

Sources and links

The full report on Blue Sky Financial Group Limited

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