Blue Spire Independent Financial Advice Limited

Reference number: 599254

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When blue-spire.com first appeared online, and whether it can receive email
  • What kind of line 01773 712323 is
  • Who else gives the postcode NG16 3DR
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08385518
Company status
Active
Company type
Private limited company
Incorporated
1 February 2013 (13 years old)
Registered office
Blue Spire House (No 1), Coach Drive, Eastwood, Nottingham, NG16 3DR
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel Toplis Director Nov 1969 1 Feb 2013 2 other companies
Wendy Joanne Toplis Director Jun 1970 1 Feb 2013 1 other company
Nigel Toplis Secretary Not published 1 Feb 2013 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£190k

+19% from £159k

Cash at bank

£38.8k

+44% from £26.9k

Employees (average)

4

Same as 4

Owed within a year

£58.0k

−18% from £70.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08385518. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Blue Spire Independent Financial Advice’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

1 May 2016

  • Nigel Toplis became the majority owner (50–75% of shares)

Companies House

2013

1 August 2013

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

1 February 2013

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Blue Spire Independent Financial Advice

Other firms of the same type (lender), nearest first.

In the Nottingham (NG) postcode area

Capital One (Europe) PLCNottinghamAuthorisedWilliam Briggs-PriceNewarkAuthorisedPropel Holdings (UK) LimitedNottinghamAuthorisedAble Finance & Loans LimitedGranthamAuthorisedAdam BroniewskiNottinghamAuthorisedCash Shop LtdNottinghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Blue Spire Independent Financial Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Blue Spire Independent Financial Advice Limited FCA authorised?
Yes, Blue Spire Independent Financial Advice Limited (FRN 599254) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2013 and works as a lender. The FCA has placed no limits on its permissions.
What is Blue Spire Independent Financial Advice’s phone number and website?
The FCA register lists the phone number 01773 712323 and the website blue-spire.com for Blue Spire Independent Financial Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Blue Spire Independent Financial Advice a scam or clone?
Blue Spire Independent Financial Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Blue Spire Independent Financial Advice?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Blue Spire Independent Financial Advice to the Financial Ombudsman Service, free of charge.
Who owns Blue Spire Independent Financial Advice?
Companies House lists one person with significant control of Blue Spire Independent Financial Advice: Mr Nigel Toplis (50–75% of shares).
Who runs Blue Spire Independent Financial Advice?
Companies House lists 2 directors of Blue Spire Independent Financial Advice: Nigel Toplis and Wendy Joanne Toplis.
How long has Blue Spire Independent Financial Advice been in business?
The company was formed on 1 February 2013, and has held its current FCA authorisation since August 2013.
What do Blue Spire Independent Financial Advice’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £190k (+19% from £159k) and cash at bank of £38.8k (+44% from £26.9k).

Sources and links

The full report on Blue Spire Independent Financial Advice Limited

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