BMA Bristol Limited

Reference number: 794960

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Advice Bureau Limited Reference number: 455545 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • BMA Bristol Limited (FRN 794960) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use BMA Bristol's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from BMA Bristol, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0117 370 4213

  • Address

    60a London Road, Grantham, NG31 6HR, United Kingdom

In the full report: 2 background checks

  • What kind of line 0117 370 4213 is
  • Who else gives the postcode NG31 6HR
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Mortgage Advice Bureau Trading name
  • Sky-Mortgages Trading name
  • BMA Bristol Ltd Former name
  • Bespoke Mortgage Advisers Former trading name
  • Bristol Mortgage Advisors Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09911363
Company status
Active
Company type
Private limited company
Incorporated
10 December 2015 (10 years old)
Registered office
The Old Courthouse, 60a London Road, Grantham, NG31 6HR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Michelle Jane Brook Director Mar 1967 6 Jun 2023 None
Gareth Meirion Samples Director Apr 1968 7 Mar 2024 54 other companies
Benjamin Peter Dodds Director Jan 1988 2 Jan 2025 45 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
61
closed down
16
are FCA-registered
7

In the full report: all 61 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register
  • The 38 companies these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2022Small company accountsNot audited

Net assets

£64.8k

−17% from £78.4k

Cash at bank

£160k

+4.2% from £154k

Employees (average)

4

Same as 4

Owed within a year

£93.7k

+22% from £76.9k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2019 to 2022
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09911363. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

BMA Bristol’s history from the FCA register and Companies House, newest first.

Key events (9) All events (28)

2026

20 July 2026

  • Changed its registered name from "BMA Bristol Ltd"

FCA register

2023

6 June 2023

  • Board replaced: both directors left and 3 new directors took over
  • Adam Benjamin Wyrill stopped being a part-owner
  • Brook Financial Services Limited took control (75–100% of shares)
  • Daniel Charles Gould stopped being a part-owner

Companies House

2017

24 November 2017

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Adam Benjamin Wyrill became a part-owner (25–50% of shares)
  • Daniel Charles Gould became a part-owner (25–50% of shares)

Companies House

2015

10 December 2015

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (9 shown here)
  • Every director appointment and resignation: 13
Instant PDF download

Firms connected to BMA Bristol

Other FCA-listed firms that share a director, phone number or address with BMA Bristol. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share a director
7
share its postcode
4

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (7), the same postcode (4)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like BMA Bristol

Other firms of the same type (financial adviser), nearest first.

In Grantham

Fifteen Financial Planning LtdGranthamAppointed representativeKato Wealth Planning LtdGranthamAppointed representativeKeith HargravesGranthamAppointed representativeRetireInvest LimitedGranthamAppointed representativeRichard BowyerGranthamAppointed representativeSarah Rose Wealth Management LtdGranthamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on BMA Bristol

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 61 other companies its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 28 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is BMA Bristol Limited FCA authorised?
BMA Bristol Limited (FRN 794960) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for BMA Bristol?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. BMA Bristol Limited (FRN 794960) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use BMA Bristol's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from BMA Bristol, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is BMA Bristol’s phone number?
The FCA register lists the phone number 0117 370 4213 for BMA Bristol. If you were given different contact details, use these to check with the firm before going any further.
Is BMA Bristol a scam or clone?
BMA Bristol is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with BMA Bristol?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for BMA Bristol's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns BMA Bristol?
BMA Bristol is owned by Brook Financial Services Limited, which holds 75–100% of shares and 75–100% of votes, since 6 June 2023. Before that, it was controlled by Mr Daniel Charles Gould and Mr Adam Benjamin Wyrill.
Who runs BMA Bristol?
Companies House lists 3 directors of BMA Bristol: Michelle Jane Brook, Gareth Meirion Samples and Benjamin Peter Dodds.
How long has BMA Bristol been in business?
The company was formed on 10 December 2015.
What do BMA Bristol’s latest accounts show?
Its latest accounts, to 31 December 2022, show net assets of £64.8k (−17% from £78.4k) and cash at bank of £160k (+4.2% from £154k).
Does BMA Bristol use any other names?
It trades as Mortgage Advice Bureau and Sky-Mortgages. It has previously used 3 other names: BMA Bristol Ltd, Bespoke Mortgage Advisers and Bristol Mortgage Advisors.

Sources and links

The full report on BMA Bristol Limited

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