BML Financial Solutions Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 6 years
Your funds are protected by FSCS
No FCA actions
Active company since 2011
Accounts filed up to 31 March 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

bmlfs.co.uk (opens in a new tab)
Phone number

01252 626263
Address

United Business Centres, Sentinel House, Harvest Crescent, Fleet, Hampshire, GU51 2UZ, United Kingdom

In the full report: 3 background checks

When bmlfs.co.uk first appeared online, and whether it can receive email
What kind of line 01252 626263 is
Who else gives the postcode GU51 2UZ

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (10 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: BML FINANCIAL SOLUTIONS LTD.
Company number: 07885540 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 19 December 2011 (14 years old)
Registered office: Sentinel House, Harvest Crescent, Fleet, GU51 2UZ, England
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David Ian Bosworth	Director	Dec 1966	19 Dec 2011	None
Andrew Stuart Pagden	Director	Jan 1965	19 Dec 2011	3 other companies
Manjit Singh Ranu	Director	Jul 1963	19 Dec 2011	None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 2
went insolvent: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The one that went into liquidation or administration
The one on the FCA register, including one no longer authorised

Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Net assets

£149k

+14% from £131k

Cash at bank

£327k

No earlier figure to compare

Employees (average)

5

Same as 5

Owed within a year

£178k

+15% from £155k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07885540. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

BML Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2020

8 January 2020

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2016

17 July 2016

Andrew Stuart Pagden became a part-owner (25–50% of shares)
David Bosworth became a part-owner (25–50% of shares)
Manjit Singh Ranu became a part-owner (25–50% of shares)

Companies House

2011

19 December 2011

Incorporated at Companies House

Companies House

In the full report: all 11 events

All 11 events in its history (6 shown here)
Every director appointment and resignation: 3

Firms connected to BML Financial Solutions

Other FCA-listed firms that share a director, phone number or address with BML Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like BML Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In Fleet

Adam WhitingFleetAppointed representative Award Financial Planning LtdFleetAppointed representative Hansford Financial Solutions LtdFleetAppointed representative Johnson Wealth Solutions LtdFleetAppointed representative Shipton Wealth LimitedFleetAppointed representative Wilcox Day Wealth Management LtdFleetAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on BML Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 11 events in its history

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Frequently asked questions about this firm

Is BML Financial Solutions Limited FCA authorised?

Yes, BML Financial Solutions Limited (FRN 844194) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2020 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is BML Financial Solutions’ phone number and website?

The FCA register lists the phone number 01252 626263 and the website bmlfs.co.uk for BML Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.

Is BML Financial Solutions a scam or clone?

BML Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with BML Financial Solutions?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about BML Financial Solutions to the Financial Ombudsman Service, free of charge.

Who owns BML Financial Solutions?

Companies House lists 3 people with significant control of BML Financial Solutions: David Bosworth (25–50% of shares), Mr. Manjit Singh Ranu (25–50% of shares) and Mr. Andrew Stuart Pagden (25–50% of shares).

Who runs BML Financial Solutions?

Companies House lists 3 directors of BML Financial Solutions: David Ian Bosworth, Andrew Stuart Pagden and Manjit Singh Ranu.

How long has BML Financial Solutions been in business?

The company was formed on 19 December 2011, and has held its current FCA authorisation since January 2020.

What do BML Financial Solutions’ latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £149k (+14% from £131k) and cash at bank of £327k (no earlier figure to compare).