Bmw Financial Services (GB) Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1976
5,997 Ombudsman complaints in January–June 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

bmw.co.uk/finance (opens in a new tab)
Phone number

0370 505 0150
Address

Summit One, Summit Avenue, Farnborough, Hampshire, GU14 0FB, United Kingdom

In the full report: 3 background checks

When bmw.co.uk first appeared online, and whether it can receive email
What kind of line 0370 505 0150 is
Who else gives the postcode GU14 0FB

Other names (20)

If you were contacted under any of these names, it is this firm.

ALPHERA Financial Services Trading name: A name it trades under now.
ALPHERA Insurance Solutions Trading name: A name it trades under now.
BMW Contract Hire Trading name: A name it trades under now.
BMW Finance Trading name: A name it trades under now.
BMW Financial Services Trading name: A name it trades under now.
BMW Group Financial Services Trading name: A name it trades under now.
BMW Group Insurance Solutions Trading name: A name it trades under now.
BMW Insurance Solutions Trading name: A name it trades under now.
BMW Motorrad Finance Trading name: A name it trades under now.
BMW Motorrad Financial Services Trading name: A name it trades under now.
BMW Motorrad Insurance Solutions Trading name: A name it trades under now.
MINI Finance Trading name: A name it trades under now.
MINI Financial Services Trading name: A name it trades under now.
MINI Insurance Solutions Trading name: A name it trades under now.
Rolls-Royce Motor Cars Financial Services Trading name: A name it trades under now.
Aston Martin Financial Services Former trading name: A name it used to trade under.
BMW Ignition Finance Former trading name: A name it used to trade under.
BMW Motorrad Insurance Services Former trading name: A name it used to trade under.
MINI Ignition Finance Former trading name: A name it used to trade under.
Motorrad Financial Services Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit · Hire out goods to consumers No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (9 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Entering into Regulated Consumer Hire Agreements as owner
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
Making arrangements with a view to transactions in investments

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025: 5,997
upheld, against a 31% median: 46%
about banking and credit: 5,995

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 01288537 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 30 November 1976 (49 years old)
Registered office: Summit One, Summit Avenue, Farnborough, GU14 0FB, England
Nature of business: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Philip Kerry	Director	Aug 1970	17 Dec 2013	11 other companies
Michael Dennett	Director	Sep 1967	1 Apr 2015	1 other company
Ursula Cornelia Wingfield	Director	Aug 1967	1 Aug 2020	1 other company
May Wong	Director	Feb 1979	1 Aug 2026	1 other company
William Edwin Johnson	Secretary	Not published	28 Nov 2018	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 13
closed down: 8
are FCA-registered: 3

In the full report: all 13 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 on the FCA register
The 1 company these 4 directors run together
All 33 people who have ever been directors, with their dates

Key dates in its history

Bmw Financial Services (GB)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (93)

2016

6 April 2016

Bmw (UK) Holdings Ltd took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1976

30 November 1976

Incorporated at Companies House

Companies House

In the full report: all 93 events

All 93 events in its history (5 shown here)
Every director appointment and resignation: 56

Firms connected to Bmw Financial Services (GB)

Other FCA-listed firms that share a director, phone number or address with Bmw Financial Services (GB). A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same postcode (2)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like Bmw Financial Services (GB)

Other firms of the same type (lender), nearest first.

In Farnborough

Alphabet (GB) LimitedFarnboroughAuthorised Blue Box One LimitedFarnboroughAuthorised

In the Guildford (GU) postcode area

Moneybarn No.1 LimitedPetersfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bmw Financial Services (GB)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

13 other companies its directors have run, named
3 background checks on its contact details
All 93 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Bmw Financial Services (GB) Limited FCA authorised?

Yes, Bmw Financial Services (GB) Limited (FRN 312578) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed no limits on its permissions.

What is Bmw Financial Services (GB)’s phone number and website?

The FCA register lists the phone number 0370 505 0150 and the website bmw.co.uk/finance for Bmw Financial Services (GB). If you were given different contact details, use these to check with the firm before going any further.

Is Bmw Financial Services (GB) a scam or clone?

Bmw Financial Services (GB) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Bmw Financial Services (GB)?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bmw Financial Services (GB) to the Financial Ombudsman Service, free of charge.

Who owns Bmw Financial Services (GB)?

Bmw Financial Services (GB) is owned by Bmw (UK) Holdings Ltd, which holds 75–100% of shares, 75–100% of votes, can appoint and remove the board and significant influence or control, since 6 April 2016.

Who runs Bmw Financial Services (GB)?

Companies House lists 4 directors of Bmw Financial Services (GB): Philip Kerry, Michael Dennett, Ursula Cornelia Wingfield and May Wong.

How long has Bmw Financial Services (GB) been in business?

The company was formed on 30 November 1976, and has held its current FCA authorisation since January 2005.

How many complaints does Bmw Financial Services (GB) get?

In January–June 2025, the Financial Ombudsman Service received 5,997 new complaints about Bmw Financial Services (GB), and upheld 46% of those it decided.

Does Bmw Financial Services (GB) use any other names?

It trades as ALPHERA Financial Services, ALPHERA Insurance Solutions, BMW Contract Hire, BMW Finance and BMW Financial Services, and 10 more names. It has previously used 5 other names, including Aston Martin Financial Services, BMW Ignition Finance and BMW Motorrad Insurance Services.