Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 March 2022
- Confirmation statement is overdue at Companies House
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Bond & Associates Financial Services Limited (FRN 565717) is an AR of Sesame Limited (FRN 150427). When you use Bond & Associates Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Bond & Associates Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
12 Bramble Rise, Cobham, Surrey, KT11 2HP, United Kingdom
In the full report: 2 background checks
- What kind of line 01403 588336 is
- Who else gives the postcode KT11 2HP
Other names (2)
If you were contacted under any of these names, it is this firm.
- Barrie Hammond Former name: A name it was registered under before.
- Scott Vallerine Insurance Services Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company number
- 08466908 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 March 2013 (13 years old)
- Registered office
- 12 Bramble Rise, Cobham, KT11 2HP, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Barrie Antony Hammond | Director | Apr 1967 | 28 Mar 2013 | 2 other companies |
| Joanne Hammond | Secretary | Not published | 28 Mar 2013 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£135
Up £26 from £109
Employees (average)
1
Same as 1
Owed within a year
£17.7k
+123% from £7,937
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08466908. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Bond & Associates Financial Services’s history from the FCA register and Companies House, newest first.
2024
5 January 2024
- Joanne Hammond became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Barrie Antony Hammond became the majority owner (50–75% of shares)
Companies House
2013
8 August 2013
- Changed its registered name from "Barrie Hammond"
FCA register
28 March 2013
- Incorporated at Companies House
Companies House
2011
4 October 2011
- Became an appointed representative
FCA register
In the full report: all 10 events
- All 10 events in its history (5 shown here)
- Every director appointment and resignation: 1
Firms like Bond & Associates Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Cobham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Bond & Associates Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- All 10 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk