Bondsmith Savings Ltd

Reference number: 1021751

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bondsmith.com first appeared online, and whether it can receive email
  • What kind of line 020 3488 5991 is
  • Who else gives the postcode N1 9HF
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Bondsmith Trading name
  • The Deposit Service Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • contact@bondsterling.uk
Fake websites (1)
  • bondsterling.co.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments
  • Safeguarding and administration of assets (without arranging)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13223331
Company status
Active
Company type
Private limited company
Incorporated
24 February 2021 (5 years old)
Registered office
Level 2, 4 Pentonville Road, Angel, London, N1 9HF, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Patrick Doyle Director Aug 1990 24 Feb 2021 3 other companies
Stuart William Louden Director Jul 1971 1 Jan 2023 7 other companies
Muhammad Faqihuddin Bin Mustaffa Director Jul 1990 14 Mar 2025 30 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
38
closed down
8
went insolvent
1

In the full report: all 38 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 3 on the FCA register
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2022Small company accountsNot audited

Total equity

£1.59m

No earlier figure to compare

Cash at bank

£398k

No earlier figure to compare

Employees (average)

9

No earlier figure to compare

Owed within a year

£92.5k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13223331. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bondsmith Savings’s history from the FCA register and Companies House, newest first.

Key events (7) All events (20)

2026

27 October 2026

  • FCA warned the public about a scam impersonating this firm

FCA warning list

16 February 2026

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2025

31 July 2025

  • Bondsmith Group Ltd took control (75–100% of shares)
  • Michael Patrick Doyle gave up control

Companies House

2021

22 July 2021

  • Michael Patrick Doyle took control (75–100% of shares)

Companies House

24 February 2021

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (7 shown here)
  • Every director appointment and resignation: 9
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Get the full report on Bondsmith Savings

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 38 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 20 events in its history

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Frequently asked questions about this firm

Is Bondsmith Savings Ltd FCA authorised?
Yes, Bondsmith Savings Ltd (FRN 1021751) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2026 and works as an investment platform or stockbroker. The FCA has placed no limits on its permissions.
What is Bondsmith Savings’ phone number and website?
The FCA register lists the phone number 020 3488 5991 and the website bondsmith.com for Bondsmith Savings. If you were given different contact details, use these to check with the firm before going any further.
Is Bondsmith Savings a scam or clone?
Scammers have impersonated Bondsmith Savings: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Bondsmith Savings, shown on this page.
Is my money safe with Bondsmith Savings?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bondsmith Savings to the Financial Ombudsman Service, free of charge.
Who owns Bondsmith Savings?
Bondsmith Savings is owned by Bondsmith Group Ltd, which holds 75–100% of shares and 75–100% of votes, since 31 July 2025. Before that, it was controlled by Mr Michael Patrick Doyle.
Who runs Bondsmith Savings?
Companies House lists 3 directors of Bondsmith Savings: Michael Patrick Doyle, Stuart William Louden and Muhammad Faqihuddin Bin Mustaffa.
How long has Bondsmith Savings been in business?
The company was formed on 24 February 2021, and has held its current FCA authorisation since February 2026.
What do Bondsmith Savings’ latest accounts show?
Its latest accounts, to 31 March 2022, show total equity of £1.59m (no earlier figure to compare) and cash at bank of £398k (no earlier figure to compare).
Does Bondsmith Savings use any other names?
It trades as Bondsmith. It has previously used the name The Deposit Service.

Sources and links

The full report on Bondsmith Savings Ltd

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