Bone A Limited

Reference number: 938449

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Snap-on Finance UK Limited Reference number: 630814 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Bone A Limited (FRN 938449) is an AR of Snap-on Finance UK Limited (FRN 630814). When you use Bone A's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Bone A, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07830 177181

  • Address

    31 Highview Road, Eastergate, Chichester, PO20 3XB, United Kingdom

In the full report: 2 background checks

  • What kind of line 07830 177181 is
  • Who else gives the postcode PO20 3XB
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Snap-on Trading name
  • Snap-on Diagnostics Trading name
  • Snap-on Tools Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Snap-on Finance UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12977350
Company status
Active
Company type
Private limited company
Incorporated
27 October 2020 (6 years old)
Registered office
Cawley Priory, South Pallant, Chichester, West Sussex, PO19 1SY, United Kingdom
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Paul Bone Director Mar 1979 27 Oct 2020 None
Clea Melissa Moore Director Jul 1979 14 Sep 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£176k

+14% from £154k

Employees (average)

2

Same as 2

Owed within a year

£61.2k

<1% from £61.1k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12977350. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bone A’s history from the FCA register and Companies House, newest first.

Key events (3) All events (8)

2020

13 November 2020

  • Became an appointed representative

FCA register

27 October 2020

  • Incorporated at Companies House
  • Andrew Paul Bone took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Get the full report on Bone A

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Bone A Limited FCA authorised?
Bone A Limited (FRN 938449) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bone A?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bone A Limited (FRN 938449) is an AR of Snap-on Finance UK Limited (FRN 630814). When you use Bone A's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Bone A, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bone A’s phone number?
The FCA register lists the phone number 07830 177181 for Bone A. If you were given different contact details, use these to check with the firm before going any further.
Is Bone A a scam or clone?
Bone A is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bone A?
Protection works through Snap-on Finance UK Limited, the principal firm responsible for Bone A's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Bone A?
Companies House lists one person with significant control of Bone A: Andrew Paul Bone (75–100% of shares).
Who runs Bone A?
Companies House lists 2 directors of Bone A: Andrew Paul Bone and Clea Melissa Moore.
How long has Bone A been in business?
The company was formed on 27 October 2020.
What do Bone A’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £176k (+14% from £154k).
Does Bone A use any other names?
It trades as Snap-on, Snap-on Diagnostics and Snap-on Tools.

Sources and links

The full report on Bone A Limited

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