Borders Mortgage Hub Ltd
Reference number: 565347
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 30 April 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Borders Mortgage Hub Ltd (FRN 565347) is an AR of Sesame Limited (FRN 150427). When you use Borders Mortgage Hub's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Borders Mortgage Hub, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
37 Bank Street, Galashiels, Scottish Borders, TD1 1EP, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When bordersmortgagehub.com first appeared online, and whether it can receive email
- What kind of line 01896 807008 is
- Who else gives the postcode TD1 1EP
Other names (1)
If you were contacted under any of these names, it is this firm.
- Mov8 Financial Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC403244 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 July 2011 (15 years old)
- Registered office
- 37 Bank Street, Galashiels, TD1 1EP, United Kingdom
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Robin James Purdie | Director | Jun 1977 | 11 Jul 2011 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
£518k
+14% from £455k
Cash at bank
£182k
−60% from £451k
Employees (average)
4
Same as 4
Owed within a year
£43.4k
−58% from £102k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC403244. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Borders Mortgage Hub’s history from the FCA register and Companies House, newest first.
2019
5 February 2019
- Amy Purdie became a part-owner (25–50% of shares)
Companies House
18 January 2019
- Changed its registered name from "Mov8 Financial Limited"
FCA register
2018
31 July 2018
- Robert Adamson Carroll stopped being a part-owner
- Robin James Purdie stopped being a part-owner
Companies House
2016
6 April 2016
- Robert Adamson Carroll became a part-owner (25–50% of shares)
- Robin James Purdie became a part-owner (25–50% of shares)
- Robin James Purdie became the majority owner (50–75% of shares)
Companies House
2011
27 September 2011
- Became an appointed representative
FCA register
11 July 2011
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (9 shown here)
- Every director appointment and resignation: 3
Firms connected to Borders Mortgage Hub
Other FCA-listed firms that share a director, phone number or address with Borders Mortgage Hub. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Borders Mortgage Hub
Other firms of the same type (mortgage adviser or broker), nearest first.
In Galashiels
In the Galashiels (TD) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Borders Mortgage Hub
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 12 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Borders Mortgage Hub Ltd FCA authorised?
What does appointed representative mean for Borders Mortgage Hub?
What is Borders Mortgage Hub’s phone number and website?
Is Borders Mortgage Hub a scam or clone?
Is my money safe with Borders Mortgage Hub?
Who owns Borders Mortgage Hub?
Who runs Borders Mortgage Hub?
How long has Borders Mortgage Hub been in business?
What do Borders Mortgage Hub’s latest accounts show?
Does Borders Mortgage Hub use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk