Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 31 December 2025
Responsible principal firm
ADARO OPTICS LIMITED Reference number: 924690 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- BOSTON TOWN VE LIMITED (FRN 983864) is an AR of ADARO OPTICS LIMITED (FRN 924690). When you use BOSTON TOWN VE's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from BOSTON TOWN VE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
18-20 Strait Bargate, Boston, PE21 6LJ, United Kingdom
In the full report: 2 background checks
- What kind of line 01205 365390 is
- Who else gives the postcode PE21 6LJ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Vision Express Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Adaro Optics Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07554163 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 March 2011 (15 years old)
- Registered office
- Mere Way Ruddington Fields Business Park, Ruddington, Nottingham, Nottinghamshire, NG11 6NZ
- Nature of business
-
- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicola Palmer | Director | Oct 1967 | 12 Jan 2012 | 2 other companies |
| Andrew John Palmer | Director | Mar 1968 | 3 Feb 2016 | None |
| Philip Martin Hyde | Director | Apr 1966 | 31 Aug 2018 | 127 other companies |
| ABBEYFIELD V.E. LIMITED | Corporate director | Not published | 3 Sep 2018 | 86 other companies |
| Daniel Mcghee | Director | Mar 1986 | 1 Sep 2020 | 61 other companies |
| ABBEYFIELD VE LIMITED | Corporate secretary | Not published | 7 Mar 2011 | – |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 152
- closed down
- 47
- went insolvent
- 1
In the full report: all 152 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 91 on the FCA register, including one no longer authorised
- The 87 companies these 5 directors run together
- All 13 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£345k
−6.8% from £370k
Net assets
£985k
+18% from £837k
Cash at bank
£4,000
−20% from £5,000
Owed within a year
£326k
−22% from £419k
The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £1.49m, for the year to 31 December 2021.
Profit before tax
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07554163. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Boston Town Ve’s history from the FCA register and Companies House, newest first.
2022
22 September 2022
- Became an appointed representative
FCA register
2016
6 April 2016
- Abbeyfield V.E. Limited became a part-owner (25–50% of shares)
- Andrew John Palmer became a part-owner (25–50% of shares)
- Andrew John Palmer stopped being a part-owner
- Nicola Jane Palmer became a part-owner (25–50% of shares)
- Nicola Jane Palmer stopped being a part-owner
Companies House
2011
7 March 2011
- Incorporated at Companies House
Companies House
In the full report: all 26 events
- All 26 events in its history (7 shown here)
- Every director appointment and resignation: 18
Firms like Boston Town Ve
Other firms of the same type (credit broker), nearest first.
In Boston
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Boston Town Ve
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 152 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 26 events in its history
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk