Bowmore Financial Planning Limited

Reference number: 115180

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bowmorefp.com first appeared online, and whether it can receive email
  • What kind of line 01275 462469 is, and the 2 other firms that give it
  • Who else gives the postcode BS48 1UR
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Bowmore Corporate Benefits Trading name
  • Citimark Financial Services Limited Former name
  • David Trodd Financial Services Limited Former name
  • D.B. Trodd Financial Services Limited Former name
  • The Citimark Partnership Limited Former name
  • Chawker &Co Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01633500
Company status
Active
Company type
Private limited company
Incorporated
6 May 1982 (44 years old)
Registered office
Suite 5 Farleigh House Farleigh, Court Old Weston Road, Flax Bourton, Bristol, BS48 1UR
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Gillian Pamela Millen Director Oct 1965 21 Sep 2015 6 other companies
Alison Maria O'Neill Director Oct 1971 1 Feb 2018 1 other company
Roger Ian Ganpatsingh Director Jan 1974 30 Jan 2025 24 other companies
Jonathan Mark Brewis Daniels Director Apr 1963 30 Jan 2025 19 other companies
Mark Wayne Incledon Director Sep 1956 Not published 20 other companies
Mark Wayne Incledon Secretary Not published Not published 20 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
62
closed down
35
are FCA-registered
5

In the full report: all 62 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 4 companies these 5 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsAudited

Profit before tax

−£181k

Not compared: the previous accounts cover a different length of time

Net assets

£1.37m

−15% from £1.61m

Cash at bank

£489k

−5.4% from £517k

Owed within a year

£1.25m

−16% from £1.49m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01633500. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bowmore Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (10) All events (28)

2020

11 June 2020

  • Changed its registered name from "The Citimark Partnership Limited"

FCA register

2016

6 April 2016

  • Mark Wayne Incledon took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1995

10 October 1995

  • Changed its registered name from "Citimark Financial Services Limited"

FCA register

1994

18 July 1994

  • Regulated by the Personal Investment Authority from this date

FCA register

1990

4 June 1990

  • Changed its registered name from "David Trodd Financial Services Limited"

FCA register

1988

25 May 1988

  • Changed its registered name from "D.B. Trodd Financial Services Limited"

FCA register

1982

6 May 1982

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (10 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Bowmore Financial Planning

Other FCA-listed firms that share a director, phone number or address with Bowmore Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its phone number
2

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like Bowmore Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Bristol

Hargreaves Lansdown Advisory Services LimitedBristolAuthorised4 Financial Planning LtdBristolAuthorisedAbsolute Wealth Management LtdBristolAuthorisedBrighton Williams & PartnersBristolAuthorisedBrunel Independent Financial Planners LimitedBristolAuthorisedCardens LimitedBristolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bowmore Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 62 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 28 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Bowmore Financial Planning Limited FCA authorised?
Yes, Bowmore Financial Planning Limited (FRN 115180) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Bowmore Financial Planning’s phone number and website?
The FCA register lists the phone number 01275 462469 and the website bowmorefp.com for Bowmore Financial Planning. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Bowmore Financial Planning a scam or clone?
Bowmore Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bowmore Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bowmore Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Bowmore Financial Planning?
Companies House lists one person with significant control of Bowmore Financial Planning: Mr Mark Wayne Incledon (75–100% of shares).
Who runs Bowmore Financial Planning?
Companies House lists 5 directors of Bowmore Financial Planning: Gillian Pamela Millen, Alison Maria O'Neill, Roger Ian Ganpatsingh, Jonathan Mark Brewis Daniels and Mark Wayne Incledon.
How long has Bowmore Financial Planning been in business?
The company was formed on 6 May 1982, and has held its current FCA authorisation since December 2001.
What do Bowmore Financial Planning’s latest accounts show?
Its latest accounts, to 30 June 2025, show profit before tax of −£181k (not compared: the previous accounts cover a different length of time) and net assets of £1.37m (−15% from £1.61m).
Does Bowmore Financial Planning use any other names?
It trades as Bowmore Corporate Benefits. It has previously used 5 other names, including Citimark Financial Services Limited, David Trodd Financial Services Limited and D.B. Trodd Financial Services Limited.

Sources and links

The full report on Bowmore Financial Planning Limited

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