Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2010
- Accounts filed up to 30 October 2023
Responsible principal firm
BQI Group Limited Reference number: 456214 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- BQI Protection Ltd (FRN 810483) is an AR of BQI Group Limited (FRN 456214). When you use BQI Protection's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from BQI Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
BQI Group Ltd, Inveralmond Business Centre, Auld Bond Road, Perth, Perth and Kinross, PH1 3FX, United Kingdom
In the full report: 2 background checks
- What kind of line 01738 448740 is
- Who else gives the postcode PH1 3FX
Other names (1)
If you were contacted under any of these names, it is this firm.
- BQI Property Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through BQI Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC380611 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 June 2010 (16 years old)
- Registered office
- Algo Business Centre, Glenearn Road, Perth, PH2 0NJ, Scotland
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew Steven Brown | Director | Sep 1976 | 18 Jun 2010 | 4 other companies |
| Malcolm James Robertson | Director | Nov 1978 | 14 Dec 2018 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 2
- went insolvent
- 1
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- The one that went into liquidation or administration
- The one on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£122k
Up £111k from £10.8k
Cash at bank
£54.9k
+424% from £10.5k
Employees (average)
6
Same as 6
Owed within a year
£97.9k
+48% from £66.1k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2019 to 2023
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC380611. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
BQI Protection’s history from the FCA register and Companies House, newest first.
2024
12 April 2024
- Jmg Gi7 Limited became a part-owner (25–50% of shares)
- Malson Capital Limited stopped being a part-owner
Companies House
2018
14 December 2018
- Malcolm James Robertson became a part-owner (25–50% of shares)
- Malcolm James Robertson stopped being a part-owner
- Malson Capital Limited became a part-owner (25–50% of shares)
Companies House
18 September 2018
- Changed its registered name from "BQI Property Ltd"
FCA register
1 June 2018
- Became an appointed representative
FCA register
2016
6 April 2016
- Andrew Steven Brown gained significant control
- Andrew Steven Brown no longer has significant control
- Bqi Group Limited became a part-owner (25–50% of shares)
- Sean Philip Quinn gained significant control
- Sean Philip Quinn no longer has significant control
Companies House
2010
18 June 2010
- Incorporated at Companies House
Companies House
In the full report: all 17 events
- All 17 events in its history (13 shown here)
- Every director appointment and resignation: 4
Firms connected to BQI Protection
Other FCA-listed firms that share a director, phone number or address with BQI Protection. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like BQI Protection
Other firms of the same type (insurance broker), nearest first.
In Perth
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on BQI Protection
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 17 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk