Bradford District Credit Union Limited

Reference number: 213934

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bdcu.co.uk first appeared online, and whether it can receive email
  • What kind of line 01274 434100 is
  • Who else gives the postcode BD1 1HY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • City of Bradford Metropolitan District Council Employees Credit Union Limited Former name
  • The City of Bradford Metropolitian Council Employees Credit Union Limited Former name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 020 8040 4093
Fake email addresses (1)
  • support@bradfordcu.com
Fake websites (1)
  • bradfordcu.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Accepting Deposits
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Key dates in its history

Bradford District Credit Union’s history from the FCA register and Companies House, newest first.

Key events (8) All events (11)

2022

20 September 2022

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2019

8 February 2019

  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2002

2 July 2002

  • Became authorised by the FCA

FCA register

24 June 2002

  • Regulated by the Financial Services Authority from this date

FCA register

2001

1 January 2001

  • Changed its registered name from "City of Bradford Metropolitan District Council Employees Credit Union Limited"

FCA register

1998

1 July 1998

  • Changed its registered name from "The City of Bradford Metropolitian Council Employees Credit Union Limited"

FCA register

In the full report: all 11 events

  • All 11 events in its history (8 shown here)
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Firms like Bradford District Credit Union

Other firms of the same type (bank or building society), nearest first.

In Bradford

Yorkshire Building SocietyBradfordAuthorisedVanquis Bank LimitedBradfordAuthorisedFelix Credit Union (Bradford) LimitedBradfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bradford District Credit Union

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is Bradford District Credit Union Limited FCA authorised?
Yes, Bradford District Credit Union Limited (FRN 213934) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2002 and works as a bank or building society. The FCA has placed a limit on what it may do.
What is Bradford District Credit Union’s phone number and website?
The FCA register lists the phone number 01274 434100 and the website bdcu.co.uk for Bradford District Credit Union. If you were given different contact details, use these to check with the firm before going any further.
Is Bradford District Credit Union a scam or clone?
Scammers have impersonated Bradford District Credit Union: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Bradford District Credit Union, shown on this page.
Is my money safe with Bradford District Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bradford District Credit Union to the Financial Ombudsman Service, free of charge.
Does Bradford District Credit Union use any other names?
It has previously used 2 other names: City of Bradford Metropolitan District Council Employees Credit Union Limited and The City of Bradford Metropolitian Council Employees Credit Union Limited.

Sources and links

The full report on Bradford District Credit Union Limited

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