Bradleys Financial Management Limited

Reference number: 182694

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Bradleys Financial Management Limited (FRN 182694) is an AR of Sesame Limited (FRN 150427). When you use Bradleys Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Bradleys Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01395 222391

  • Address

    7 Stevenstone Road, Exmouth, Devon, EX8 2EP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01395 222391 is
  • Who else gives the postcode EX8 2EP
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Bradleys Mortgages Trading name
  • The Mortgage Place Trading name
  • Bradleys Financial Management Limited 2459 Former name
  • Bradleys Insurance Services Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03149524
Company status
Active
Company type
Private limited company
Incorporated
23 January 1996 (30 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
David Andrew Lewis Director Nov 1965 19 Feb 2013 None
Andrew James Hawkins Secretary Not published 1 Jan 2023 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 12 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Net assets

£558k

+14% from £488k

Cash at bank

£77.3k

−26% from £104k

Owed within a year

£115k

+16% from £99.6k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03149524. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bradleys Financial Management’s history from the FCA register and Companies House, newest first.

Key events (4) All events (31)

2017

23 January 2017

  • Bradleys Estate Agents Ltd took control (75–100% of shares)

Companies House

2015

15 January 2015

  • Changed its registered name from "Bradleys Financial Management Limited 2459"

FCA register

1997

24 January 1997

  • Became an appointed representative

FCA register

1996

23 January 1996

  • Incorporated at Companies House

Companies House

In the full report: all 31 events

  • All 31 events in its history (4 shown here)
  • Every director appointment and resignation: 23
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Firms like Bradleys Financial Management

Other firms of the same type (mortgage adviser or broker), nearest first.

In Exmouth

Damian KennedyExmouthAppointed representativeMortgage Help UK LimitedExmouthAuthorised

In the Exeter (EX) postcode area

A U LimitedAxminsterAppointed representativeAsset Finance Specialists LtdExeterAppointed representativeAwesome Mortgages LtdExeterAppointed representativeDaniel HarveyExeterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bradleys Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 31 events in its history

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Frequently asked questions about this firm

Is Bradleys Financial Management Limited FCA authorised?
Bradleys Financial Management Limited (FRN 182694) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bradleys Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bradleys Financial Management Limited (FRN 182694) is an AR of Sesame Limited (FRN 150427). When you use Bradleys Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Bradleys Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bradleys Financial Management’s phone number?
The FCA register lists the phone number 01395 222391 for Bradleys Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Bradleys Financial Management a scam or clone?
Bradleys Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bradleys Financial Management?
Protection works through Sesame Limited, the principal firm responsible for Bradleys Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Bradleys Financial Management?
Bradleys Financial Management is owned by Bradleys Estate Agents Ltd, which holds 75–100% of shares, since 23 January 2017.
Who runs Bradleys Financial Management?
Companies House lists one director of Bradleys Financial Management: David Andrew Lewis.
How long has Bradleys Financial Management been in business?
The company was formed on 23 January 1996.
What do Bradleys Financial Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £558k (+14% from £488k) and cash at bank of £77.3k (−26% from £104k).
Does Bradleys Financial Management use any other names?
It trades as Bradleys Mortgages and The Mortgage Place. It has previously used 2 other names: Bradleys Financial Management Limited 2459 and Bradleys Insurance Services.

Sources and links

The full report on Bradleys Financial Management Limited

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