Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 1987
- Accounts filed up to 31 July 2025
Responsible principal firm
Ecclesiastical Planning Services Limited Reference number: 958152 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Brain and Waldron Ltd (FRN 987640) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Brain and Waldron's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Brain and Waldron, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Uplands House, 96 Cemetery Road, Smethwick, West Midlands, B67 6BG, United Kingdom
In the full report: 2 background checks
- What kind of line 0121 558 9601 is
- Who else gives the postcode B67 6BG
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- BRAIN & WALDRON LIMITED
- Company number
- 02109652 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 March 1987 (39 years old)
- Registered office
- 13 Portland Road, Edgbaston, Birmingham, B16 9HN, England
- Nature of business
-
- Funeral and related activities (SIC 96030)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Natalie Jain Savell-Boss | Director | Dec 1989 | 1 Aug 2016 | 3 other companies |
| Ashley Mark Savell-Boss | Director | Mar 1966 | 6 Sep 2016 | 4 other companies |
| Stephen John Wood | Director | Aug 1969 | 4 Mar 2019 | None |
| Joshua Stephen Lowe | Director | Feb 1990 | 3 Oct 2023 | 4 other companies |
| Rita Ayisi | Director | Nov 1989 | 23 Jul 2024 | 3 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 1
- are FCA-registered
- 2
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 3 companies these 5 directors run together
- All 11 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£58.6k
+16% from £50.3k
Cash at bank
£19.7k
−72% from £69.9k
Employees (average)
10
+11% from 9
Owed within a year
£315k
<1% from £313k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 02109652. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Brain and Waldron’s history from the FCA register and Companies House, newest first.
2024
23 September 2024
- Julie Savell-Boss became a part-owner (25–50% of shares)
Companies House
2022
24 November 2022
- Became an appointed representative
FCA register
2017
31 May 2017
- Ashley Mark Savell-Boss gained significant control
Companies House
1987
12 March 1987
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (4 shown here)
- Every director appointment and resignation: 14
Firms connected to Brain and Waldron
Other FCA-listed firms that share a director, phone number or address with Brain and Waldron. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its postcode
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Brain and Waldron
Other firms of the same type (funeral director), nearest first.
In Smethwick
In the Birmingham (B) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Brain and Waldron
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 18 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk