Brendan Headley: FCA regulated?

Appointed representative

Brendan Headley does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Appointed for 16 years
Protected through the principal
No FCA actions

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Brendan Headley (FRN 524489) is an AR of First Complete Limited (FRN 435779). When you use Brendan Headley's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Brendan Headley, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07753 818132
Address

40A North Street, Lurgan, Craigavon, County Armagh, BT67 9AQ, United Kingdom

In the full report: 2 background checks

What kind of line 07753 818132 is
Who else gives the postcode BT67 9AQ

Other names (3)

If you were contacted under any of these names, it is this firm.

Headley Ward Financial Services Trading name: A name it trades under now.
Headley Mortgage Services Former trading name: A name it used to trade under.
Headley Ward Insurance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Brendan Headley’s history from the FCA register and Companies House, newest first.

Key events (2) All events (7)

2016

30 June 2016

Changed its registered name from "Brendan Headley"

FCA register

2010

21 May 2010

Became an appointed representative

FCA register

In the full report: all 7 events

All 7 events in its history (2 shown here)

Firms connected to Brendan Headley

Other FCA-listed firms that share a director, phone number or address with Brendan Headley. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Brendan Headley

Other firms of the same type (mortgage adviser or broker), nearest first.

In Craigavon

Alison HughesCraigavonAppointed representative Ashley FarrellCraigavonAppointed representative CMC Advice LtdCraigavonAppointed representative DMC Financial Services (NI) LimitedCraigavonAppointed representative Elite Mortgages N.I. LimitedCraigavonAppointed representative First Stop Mortgages & Protection NI LimitedCraigavonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Brendan Headley

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 background checks on its contact details
All 7 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Brendan Headley FCA authorised?

Brendan Headley (FRN 524489) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Brendan Headley?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Brendan Headley (FRN 524489) is an AR of First Complete Limited (FRN 435779). When you use Brendan Headley's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Brendan Headley, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Brendan Headley’s phone number?

The FCA register lists the phone number 07753 818132 for Brendan Headley. If you were given different contact details, use these to check with the firm before going any further.

Is Brendan Headley a scam or clone?

Brendan Headley is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Brendan Headley?

Protection works through First Complete Limited, the principal firm responsible for Brendan Headley's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Does Brendan Headley use any other names?

It trades as Headley Ward Financial Services. It has previously used 2 other names: Headley Mortgage Services and Headley Ward Insurance.