Brian Cruickshank

Reference number: 472739

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Appointed representative

Brian Cruickshank does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Mortgage Next Network Limited Reference number: 300866 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Brian Cruickshank (FRN 472739) is an AR of Mortgage Next Network Limited (FRN 300866). When you use Brian Cruickshank's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Brian Cruickshank, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01339 883582

  • Address

    43 Main Road, Lumphanan, Banchory, Kincardineshire, AB31 4PX, United Kingdom

In the full report: 2 background checks

  • What kind of line 01339 883582 is
  • Who else gives the postcode AB31 4PX
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Morven Mortgage Services Trading name
  • Adur Mortgages Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Next Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Brian Cruickshank’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2011

4 May 2011

  • Changed its registered name from "Morven Mortgage Services"

FCA register

2007

14 September 2007

  • Became an appointed representative

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Brian Cruickshank

Other firms of the same type (mortgage adviser or broker), nearest first.

In Banchory

GBR Financial Solutions LtdBanchoryAppointed representative

In the Aberdeen (AB) postcode area

Beacon Finance Brokers LtdAberdeenAppointed representativeBH Financial & Mortgage Solutions LimitedAberdeenAppointed representativeBridge of Don Mortgage & Financial Solutions LtdAberdeenAppointed representativeDanestone Mortgage & Financial Services LtdAberdeenAppointed representativeDrummond Finance LtdAberdeenAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Brian Cruickshank

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Brian Cruickshank FCA authorised?
Brian Cruickshank (FRN 472739) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Brian Cruickshank?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Brian Cruickshank (FRN 472739) is an AR of Mortgage Next Network Limited (FRN 300866). When you use Brian Cruickshank's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Brian Cruickshank, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Brian Cruickshank’s phone number?
The FCA register lists the phone number 01339 883582 for Brian Cruickshank. If you were given different contact details, use these to check with the firm before going any further.
Is Brian Cruickshank a scam or clone?
Brian Cruickshank is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Brian Cruickshank?
Protection works through Mortgage Next Network Limited, the principal firm responsible for Brian Cruickshank's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Brian Cruickshank use any other names?
It trades as Morven Mortgage Services. It has previously used the name Adur Mortgages.

Sources and links

The full report on Brian Cruickshank

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