Bridging Finance 4u Ltd

Reference number: 1061504

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Bridging Finance 4u Ltd (FRN 1061504) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not Bridging Finance 4u.
  • Example: if Bridging Finance 4u refers you to a financial adviser, the advice should come from the principal firm, not from Bridging Finance 4u itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bridgingfinance4u.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 288 9044 is
  • Who else gives the postcode EN3 5UA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 July 2024 (2 years old)
Registered office
525e Hertford Road, Enfield, EN3 5UA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Anthony Barber Director Oct 1971 10 Jul 2024 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Total equity

£1,791

No earlier figure to compare

Cash at bank

£26.3k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£24.5k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15831978. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Bridging Finance 4u’s history from the FCA register and Companies House, newest first.

2026

1 September 2026

  • Became an introducer appointed representative

FCA register

2024

10 July 2024

  • Incorporated at Companies House
  • Paul Anthony Barber took control (75–100% of shares)
  • Paul Anthony Barber appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Bridging Finance 4u

Other FCA-listed firms that share a director, phone number or address with Bridging Finance 4u. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Bridging Finance 4u

Other firms of the same type (financial adviser), nearest first.

In Enfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bridging Finance 4u

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Bridging Finance 4u Ltd FCA authorised?
Bridging Finance 4u Ltd (FRN 1061504) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Bridging Finance 4u?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Bridging Finance 4u Ltd (FRN 1061504) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not Bridging Finance 4u. Example: if Bridging Finance 4u refers you to a financial adviser, the advice should come from the principal firm, not from Bridging Finance 4u itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bridging Finance 4u’s phone number and website?
The FCA register lists the phone number 0800 288 9044 and the website bridgingfinance4u.co.uk for Bridging Finance 4u. If you were given different contact details, use these to check with the firm before going any further.
Is Bridging Finance 4u a scam or clone?
Bridging Finance 4u is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bridging Finance 4u?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Bridging Finance 4u's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Bridging Finance 4u?
Companies House lists one person with significant control of Bridging Finance 4u: Mr Paul Anthony Barber (75–100% of shares).
Who runs Bridging Finance 4u?
Companies House lists one director of Bridging Finance 4u: Paul Anthony Barber.
How long has Bridging Finance 4u been in business?
The company was formed on 10 July 2024.
What do Bridging Finance 4u’s latest accounts show?
Its latest accounts, to 31 July 2025, show total equity of £1,791 (no earlier figure to compare) and cash at bank of £26.3k (no earlier figure to compare).

Sources and links

The full report on Bridging Finance 4u Ltd

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