Bright FS Limited

Reference number: 841237

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Bright FS Limited (FRN 841237) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Bright FS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Bright FS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When brightwm.co.uk first appeared online, and whether it can receive email
  • What kind of line 01925 839180 is
  • Who else gives the postcode WA3 6BX
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Bright Wealth Management Trading name
  • Bright FS Ltd Former name
  • EYC Holdings Limited Former name
  • Penney Financial Partners Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10506607
Company status
Active
Company type
Private limited company
Incorporated
1 December 2016 (9 years old)
Registered office
Yarmouth House Trident Business Park, Daten Avenue, Birchwood, WA3 6BX, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian James Crombleholme Director May 1978 1 Dec 2016 2 other companies
Christian Eckersley Director Mar 1981 1 Dec 2016 1 other company
Adam Yates Director Jul 1975 1 Dec 2016 5 other companies
William Richard Frank Harrison Director May 1979 10 Mar 2023 4 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
5
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • The 5 companies these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£2.15m

+6.9% from £2.01m

Cash at bank

£968k

+150% from £388k

Employees (average)

40

+5.3% from 38

Owed within a year

£2.16m

−38% from £3.49m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10506607. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bright FS’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2025

27 February 2025

  • Changed its registered name from "Bright FS Ltd"

FCA register

2019

29 August 2019

  • Changed its registered name from "Bright FS Limited"
  • Changed its registered name from "EYC Holdings Limited"

FCA register

2 May 2019

  • Became an appointed representative

FCA register

2016

1 December 2016

  • Incorporated at Companies House
  • Adam Yates became a part-owner (25–50% of shares)
  • Christian Eckersley became a part-owner (25–50% of shares)
  • Ian James Crombleholme became a part-owner (25–50% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Bright FS

Other FCA-listed firms that share a director, phone number or address with Bright FS. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Bright FS

Other firms of the same type (financial adviser), nearest first.

In Warrington

123-Wealth LtdWarringtonAppointed representativeCheshire Wealth Partnership LimitedWarringtonAppointed representativeClearview Wealth Planning LimitedWarringtonAppointed representativeDJB Wealth Management LtdWarringtonAppointed representativeEfinity Wealth LimitedWarringtonAppointed representativeEvoke Financial Planning LtdWarringtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bright FS

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Bright FS Limited FCA authorised?
Bright FS Limited (FRN 841237) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bright FS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bright FS Limited (FRN 841237) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Bright FS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Bright FS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bright FS’ phone number and website?
The FCA register lists the phone number 01925 839180 and the website brightwm.co.uk for Bright FS. If you were given different contact details, use these to check with the firm before going any further.
Is Bright FS a scam or clone?
Bright FS is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bright FS?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Bright FS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Bright FS?
Companies House lists 3 people with significant control of Bright FS: Mr Ian James Crombleholme (25–50% of shares), Mr Christian Eckersley (25–50% of shares) and Mr Adam Yates (25–50% of shares).
Who runs Bright FS?
Companies House lists 4 directors of Bright FS: Ian James Crombleholme, Christian Eckersley, Adam Yates and William Richard Frank Harrison.
How long has Bright FS been in business?
The company was formed on 1 December 2016.
What do Bright FS’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £2.15m (+6.9% from £2.01m) and cash at bank of £968k (+150% from £388k).
Does Bright FS use any other names?
It trades as Bright Wealth Management. It has previously used 3 other names: Bright FS Ltd, EYC Holdings Limited and Penney Financial Partners.

Sources and links

The full report on Bright FS Limited

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