Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
PMD Leasing Limited Reference number: 716412 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Bright Penny Ltd (FRN 1063472) introduces customers to PMD Leasing Limited (FRN 716412). Any regulated advice or arranging is done by the principal, not Bright Penny.
- Example: if Bright Penny refers you to a financial adviser, the advice should come from the principal firm, not from Bright Penny itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
1 Howarth Court, Gateway Crescent, Chadderton, Oldham, OL9 9XB, United Kingdom
In the full report: 2 background checks
- What kind of line 07842 426253 is
- Who else gives the postcode OL9 9XB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through PMD Leasing Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 17361119 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 July 2026 (less than a year old)
- Registered office
- 1 Howarth Court, Gateway Crescent, Oldham, OL9 9XB, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas Ian Brown | Director | Mar 1986 | 24 Jul 2026 | 2 other companies |
| Nicholas James Dumper | Director | Aug 1987 | 24 Jul 2026 | 3 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- still active
- 3
- are FCA-registered
- 2
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 2 companies these 2 directors run together
Key dates in its history
Bright Penny’s history from the FCA register and Companies House, newest first.
2026
11 September 2026
- Became an introducer appointed representative
FCA register
24 July 2026
- Incorporated at Companies House
- Big Presence Ltd became a part-owner (25–50% of shares)
- Pmd Business Finance Holdings Limited became a part-owner (25–50% of shares)
- Nicholas James Dumper appointed as a director
- Thomas Ian Brown appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Bright Penny
Other FCA-listed firms that share a director, phone number or address with Bright Penny. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 2
- share its postcode
- 4
In the full report: all 5 connected firms, named
- How each is linked: shared directors (2), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Bright Penny
Other firms of the same type (car dealer), nearest first.
In Oldham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Bright Penny
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk