Bright Star Financial Limited

Reference number: 712700

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When brightstarfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01277 500900 is
  • Who else gives the postcode CM12 0EQ
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Other names (29)

If you were contacted under any of these names, it is this firm.

  • Brightstar Trading name
  • Brightstar Mortgage Club Trading name
  • Launchpad Trading name
  • Private Label Trading name
  • Schools-Finance Trading name
  • Solstar Trading name
  • Solstar Insurance Brokers Trading name
  • The Brightstar Group Trading name
  • The School Fees Company Trading name
  • Bright Loans Former trading name
  • Brightstar Bridging Former trading name
  • Brightstar Commercial Former trading name
  • Brightstar Group Former trading name
  • Brightstar Mortgages Former trading name
  • Brightstar Mortgages & BTL Former trading name
  • Brightstar Second Charge Former trading name
  • easysource+ Former trading name
  • EasySourceUK Former trading name
  • Portway Mortgages Former trading name
  • portwaymortgages.co.uk Former trading name
  • Sirius Private Clients Former trading name
  • SIRIUS PROPERTY FINANCE Former trading name
  • www.brightloans.co.uk Former trading name
  • www.brightstarfinancial.co.uk Former trading name
  • www.brightstarfinancial.net Former trading name
  • www.brightstarhub.com Former trading name
  • www.brightstarhub.co.uk Former trading name
  • www.brightstarhub.info Former trading name
  • www.easysource.co.uk Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (17 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt Administration
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07462342
Company status
Active
Company type
Private limited company
Incorporated
7 December 2010 (15 years old)
Registered office
7 Woodbrook Crescent, Billericay, Essex, CM12 0EQ, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Paul Jupp Director Jul 1971 13 Jan 2011 6 other companies
Paul Andrews Secretary Not published 2 Sep 2026 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
4
still active
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Group accountsAudited

Turnover

£11.4m

+15% from £9.90m

Profit before tax

£106k

From a loss of £214k

Net assets

£77.3k

+395% from £15.6k

Cash at bank

£340k

−33% from £510k

Turnover and profit

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Figures from the year to 31 December 2023 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

The figures for the year to 31 December 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

Accounts filed at Companies House for company 07462342. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bright Star Financial’s history from the FCA register and Companies House, newest first.

Key events (7) All events (77)

2022

9 February 2022

  • Clare Louise Jupp stopped being a part-owner
  • Peter Christopher Steven Brodnicki became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Clare Louise Jupp became a part-owner (25–50% of shares)
  • Robert Paul Jupp became a part-owner (25–50% of shares)

Companies House

2015

22 October 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

7 December 2010

  • Incorporated at Companies House

Companies House

In the full report: all 77 events

  • All 77 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms like Bright Star Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Billericay

ERL Financial LimitedBillericayAuthorisedA Little Advice LimitedBillericayAppointed representativeAlexander MurtonBillericayAppointed representativeDaniel & Jacobs LtdBillericayAppointed representativeILH Financial LimitedBillericayAppointed representativeKLAS Financial LimitedBillericayAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bright Star Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 77 events in its history

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Frequently asked questions about this firm

Is Bright Star Financial Limited FCA authorised?
Yes, Bright Star Financial Limited (FRN 712700) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Bright Star Financial’s phone number and website?
The FCA register lists the phone number 01277 500900 and the website brightstarfinancial.co.uk for Bright Star Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Bright Star Financial a scam or clone?
Bright Star Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bright Star Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bright Star Financial to the Financial Ombudsman Service, free of charge.
Who owns Bright Star Financial?
Companies House lists 2 people with significant control of Bright Star Financial: Mr Peter Christopher Steven Brodnicki (25–50% of shares) and Mr Robert Paul Jupp (25–50% of shares). Before that, it was controlled by Mrs Clare Louise Jupp.
Who runs Bright Star Financial?
Companies House lists one director of Bright Star Financial: Robert Paul Jupp.
How long has Bright Star Financial been in business?
The company was formed on 7 December 2010, and has held its current FCA authorisation since October 2015.
What do Bright Star Financial’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £11.4m (+15% from £9.90m) and profit before tax of £106k (from a loss of £214k).
Does Bright Star Financial use any other names?
It trades as Brightstar, Brightstar Mortgage Club, Launchpad, Private Label and Schools-Finance, and 4 more names. It has previously used 20 other names, including Bright Loans, Brightstar Bridging and Brightstar Commercial.

Sources and links

The full report on Bright Star Financial Limited

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