Britannia Car Finance Ltd

Reference number: 619315

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When britanniacarleasing.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 440 7272 is
  • Who else gives the postcode SK11 0LR
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Amber Car Leasing Trading name
  • Britannia Car Leasing Trading name
  • Britannia Van Finance Trading name
  • Britannia Car Finance Limited Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07078910
Company status
Active
Company type
Private limited company
Incorporated
17 November 2009 (16 years old)
Registered office
Westminster House, 10 Westminster Road, Macclesfield, Cheshire, SK10 1BX
Nature of business
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Cooke Director Jan 1976 31 Dec 2013 1 other company
Ivan Whalen Director Jun 1971 31 Jan 2021 8 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
1
run together
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£31.8k

+251% from £9,077

Cash at bank

£84.3k

−11% from £94.4k

Employees (average)

14

+17% from 12

Owed within a year

£223k

+25% from £178k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07078910. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Britannia Car Finance’s history from the FCA register and Companies House, newest first.

Key events (12) All events (24)

2024

1 January 2024

  • Craig Cooke became a part-owner (25–50% of shares)

Companies House

2023

10 March 2023

  • Craig Cooke gave up control
  • Craig Cooke took control (75–100% of shares)
  • Ivan Whalen stopped being the majority owner

Companies House

2022

21 June 2022

  • Changed its registered name from "Britannia Car Finance Limited"

FCA register

2017

9 November 2017

  • Ben Chatterton gave up control
  • Ivan Whalen became the majority owner (50–75% of shares)

Companies House

2016

6 April 2016

  • Ben Chatterton took control (75–100% of shares)

Companies House

2014

16 July 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

1 March 2013

  • Board replaced: its only director left and a new director took over

Companies House

2009

17 November 2009

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (12 shown here)
  • Every director appointment and resignation: 7
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Firms like Britannia Car Finance

Other firms of the same type (car dealer), nearest first.

In Macclesfield

Chrome Motors LtdMacclesfieldAuthorisedDap Cars LimitedMacclesfieldAuthorisedHko Vehicles LtdMacclesfieldAuthorisedJDT Motor Company LtdMacclesfieldAuthorisedLincoln Marks Motor Company LimitedMacclesfieldAuthorisedMacclesfield Car Sales LtdMacclesfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Britannia Car Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 24 events in its history

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Frequently asked questions about this firm

Is Britannia Car Finance Ltd FCA authorised?
Yes, Britannia Car Finance Ltd (FRN 619315) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2014 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Britannia Car Finance’s phone number and website?
The FCA register lists the phone number 0161 440 7272 and the website britanniacarleasing.co.uk for Britannia Car Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Britannia Car Finance a scam or clone?
Britannia Car Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Britannia Car Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Britannia Car Finance handles your money, so check the specific product before you commit. You can also refer complaints about Britannia Car Finance to the Financial Ombudsman Service, free of charge.
Who owns Britannia Car Finance?
Companies House lists 2 people with significant control of Britannia Car Finance: Mr Ivan Whalen (50–75% of shares) and Mr Craig Cooke (25–50% of shares). Before that, it was controlled by Mr Ben Chatterton.
Who runs Britannia Car Finance?
Companies House lists 2 directors of Britannia Car Finance: Craig Cooke and Ivan Whalen.
How long has Britannia Car Finance been in business?
The company was formed on 17 November 2009, and has held its current FCA authorisation since July 2014.
What do Britannia Car Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £31.8k (+251% from £9,077) and cash at bank of £84.3k (−11% from £94.4k).
Does Britannia Car Finance use any other names?
It trades as Amber Car Leasing, Britannia Car Leasing and Britannia Van Finance. It has previously used the name Britannia Car Finance Limited.

Sources and links

The full report on Britannia Car Finance Ltd

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