Britnep Lending Solutions Limited

Reference number: 1054519

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Britnep Lending Solutions Limited (FRN 1054519) is an AR of Openwork Limited (FRN 408285). When you use Britnep Lending Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Britnep Lending Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07951 702689

  • Address

    1 Albion House, Unit 6 High Sreet, Surrey, GU21 6BG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07951 702689 is
  • Who else gives the postcode GU21 6BG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Britnep Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 December 2025 (less than a year old)
Registered office
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Arnav Gautam Director Nov 2006 17 Dec 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Britnep Lending Solutions’s history from the FCA register and Companies House, newest first.

2026

8 May 2026

  • Became an appointed representative
  • Began trading as "Britnep Mortgages"

FCA register

2025

17 December 2025

  • Incorporated at Companies House
  • Arnav Gautam took control (75–100% of shares)
  • Arnav Gautam appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Britnep Lending Solutions

Other FCA-listed firms that share a director, phone number or address with Britnep Lending Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Britnep Lending Solutions

Other firms of the same type (financial adviser), nearest first.

In the Guildford (GU) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Britnep Lending Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Britnep Lending Solutions Limited FCA authorised?
Britnep Lending Solutions Limited (FRN 1054519) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Britnep Lending Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Britnep Lending Solutions Limited (FRN 1054519) is an AR of Openwork Limited (FRN 408285). When you use Britnep Lending Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Britnep Lending Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Britnep Lending Solutions’ phone number?
The FCA register lists the phone number 07951 702689 for Britnep Lending Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Britnep Lending Solutions a scam or clone?
Britnep Lending Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Britnep Lending Solutions?
Protection works through Openwork Limited, the principal firm responsible for Britnep Lending Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Britnep Lending Solutions?
Companies House lists one person with significant control of Britnep Lending Solutions: Mr Arnav Gautam (75–100% of shares).
Who runs Britnep Lending Solutions?
Companies House lists one director of Britnep Lending Solutions: Arnav Gautam.
How long has Britnep Lending Solutions been in business?
The company was formed on 17 December 2025.
Does Britnep Lending Solutions use any other names?
It trades as Britnep Mortgages.

Sources and links

The full report on Britnep Lending Solutions Limited

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