Brown & Co Financial Planning Ltd

Reference number: 1001505

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Brown & Co Financial Planning Ltd (FRN 1001505) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Brown & Co Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Brown & Co Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When brownandcofp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07786 493313 is
  • Who else gives the postcode OX26 6JF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14682285
Company status
Active
Company type
Private limited company
Incorporated
22 February 2023 (3 years old)
Registered office
29 Sheep Street, Bicester, OX26 6JF, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Pamela Margaret Brown Director Mar 1972 22 Feb 2023 2 other companies
Joe Brown Director Jan 2001 1 Mar 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

£34

No earlier figure to compare

Employees (average)

0

−100% from 1

Owed within a year

£9,863

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14682285. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Brown & Co Financial Planning’s history from the FCA register and Companies House, newest first.

2024

1 March 2024

  • Joe Brown became the majority owner (50–75% of shares)
  • Joe Brown appointed as a director

Companies House

2023

21 August 2023

  • Became an appointed representative

FCA register

22 February 2023

  • Incorporated at Companies House
  • Pamela Margaret Brown became a part-owner (25–50% of shares)
  • Pamela Margaret Brown appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Brown & Co Financial Planning

Other FCA-listed firms that share a director, phone number or address with Brown & Co Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Brown & Co Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Bicester

Clear Vision Financial ServicesBicesterAppointed representativePaul Beebee Wealth Management LtdBicesterAppointed representativePelican Financial Planning LimitedBicesterAppointed representativeA1 Mortgages LimitedBicesterAuthorisedStrategic Financial Planning (Sfp) LimitedBicesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Brown & Co Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Brown & Co Financial Planning Ltd FCA authorised?
Brown & Co Financial Planning Ltd (FRN 1001505) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Brown & Co Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Brown & Co Financial Planning Ltd (FRN 1001505) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Brown & Co Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Brown & Co Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Brown & Co Financial Planning’s phone number and website?
The FCA register lists the phone number 07786 493313 and the website brownandcofp.co.uk for Brown & Co Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Brown & Co Financial Planning a scam or clone?
Brown & Co Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Brown & Co Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Brown & Co Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Brown & Co Financial Planning?
Companies House lists 2 people with significant control of Brown & Co Financial Planning: Mr Joe Brown (50–75% of shares) and Mrs Pamela Margaret Brown (25–50% of shares).
Who runs Brown & Co Financial Planning?
Companies House lists 2 directors of Brown & Co Financial Planning: Pamela Margaret Brown and Joe Brown.
How long has Brown & Co Financial Planning been in business?
The company was formed on 22 February 2023.
What do Brown & Co Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £34 (no earlier figure to compare).

Sources and links

The full report on Brown & Co Financial Planning Ltd

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