Brunel Insurance for People Limited
Reference number: 540631
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 31 December 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
BRUNEL INSURANCE BROKERS LTD Reference number: 556188 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Brunel Insurance for People Limited (FRN 540631) is an AR of BRUNEL INSURANCE BROKERS LTD (FRN 556188). When you use Brunel Insurance for People's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Brunel Insurance for People, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Crescent Centre, Temple Back, Bristol, Bristol, City Of, BS1 6EZ, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When brunel-insurance.com first appeared online, and whether it can receive email
- What kind of line 0117 325 2224 is, and the 5 other firms that give it
- Who else gives the postcode BS1 6EZ
Other names (4)
If you were contacted under any of these names, it is this firm.
- Insurance4U Limited Former name: A name it was registered under before.
- Pinsure (Commercial) Limited Former name: A name it was registered under before.
- Insurance4u – Brunel Insurance For People Former trading name: A name it used to trade under.
- Pinsure (Commercial) Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Brunel Insurance Brokers Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07509771 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 January 2011 (15 years old)
- Registered office
- The Crescent, Temple Back, Bristol, BS1 6EZ, United Kingdom
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Russell Alan Lane | Director | Jun 1977 | 31 Jan 2017 | 11 other companies |
| Matthew John Harlin | Director | Jan 1975 | 17 Dec 2019 | 5 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 12
- still active
- 12
- are FCA-registered
- 6
In the full report: all 12 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 6 on the FCA register
- The 4 companies these 2 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£232k
No earlier figure to compare
Cash at bank
£379k
+273% from £102k
Owed within a year
£242k
+533% from £38.2k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07509771. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Brunel Insurance for People’s history from the FCA register and Companies House, newest first.
2024
26 January 2024
- Matthew John Harlin became a part-owner (25–50% of shares)
Companies House
2022
19 June 2022
- Changed its registered name from "Insurance4U Limited"
FCA register
2017
6 April 2017
- Kevin Locke stopped being a part-owner
- Lane Brunel Investments Ltd became the majority owner (50–75% of shares)
- Philip George Shephard stopped being a part-owner
Companies House
31 January 2017
- Board replaced: its only director left and a new director took over
Companies House
2016
6 April 2016
- Kevin Locke became a part-owner (25–50% of shares)
- Philip George Shephard became a part-owner (25–50% of shares)
Companies House
2011
1 April 2011
- Changed its registered name from "Pinsure (Commercial) Limited"
FCA register
1 February 2011
- Became an appointed representative
FCA register
28 January 2011
- Incorporated at Companies House
Companies House
In the full report: all 22 events
- All 22 events in its history (11 shown here)
- Every director appointment and resignation: 6
Firms connected to Brunel Insurance for People
Other FCA-listed firms that share a director, phone number or address with Brunel Insurance for People. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 5
- share its phone number
- 5
In the full report: all 5 connected firms, named
- How each is linked: shared directors (5), the same phone number (5), the same postcode (5)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Brunel Insurance for People
Other firms of the same type (insurance broker), nearest first.
In Bristol
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Brunel Insurance for People
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 12 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 22 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk