Bruumi Ltd

Reference number: 1045350

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    109 Hagley Road, Edgbaston, Birmingham, B16 8LA, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode B16 8LA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • FIRST AUTO FINANCE LIMITED Former name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14894957
Company status
Active
Company type
Private limited company
Incorporated
25 May 2023 (3 years old)
Registered office
109 Hagley Road, Birmingham, B16 8LA, England
Nature of business
  • Financial leasing (SIC 64910)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Imran Pasha Director Dec 1973 1 Feb 2026 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£563k

Down £71.1k from −£492k

Cash at bank

£55.6k

Up £54.6k from £1,000

Employees (average)

0

Same as 0

Owed within a year

£619k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £563k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14894957. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bruumi’s history from the FCA register and Companies House, newest first.

Key events (7) All events (14)

2026

6 July 2026

  • Changed its registered name from "FIRST AUTO FINANCE LIMITED"

FCA register

2025

14 November 2025

  • Registered with the FCA

FCA register

6 April 2025

  • Faisal Mohd Alsulaiti stopped being a part-owner
  • Mohammed Faisal Alsulaiti stopped being a part-owner

Companies House

2023

25 May 2023

  • Incorporated at Companies House
  • Faisal Mohd Alsulaiti became a part-owner (25–50% of shares)
  • Mohammed Faisal Alsulaiti became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Bruumi

Other FCA-listed firms that share a director, phone number or address with Bruumi. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on Bruumi

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 1 background check on its contact details
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Bruumi Ltd FCA authorised?
Bruumi Ltd (FRN 1045350) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Bruumi a scam or clone?
Bruumi is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Bruumi?
Money you hand to Bruumi is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Bruumi?
Companies House lists no one with significant control of Bruumi now. Before that, it was controlled by Mr Mohammed Faisal Alsulaiti and Mr Faisal Mohd Alsulaiti.
Who runs Bruumi?
Companies House lists one director of Bruumi: Imran Pasha.
How long has Bruumi been in business?
The company was formed on 25 May 2023.
What do Bruumi’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£563k (down £71.1k from −£492k) and cash at bank of £55.6k (up £54.6k from £1,000).
Does Bruumi use any other names?
It has previously used the name FIRST AUTO FINANCE LIMITED.

Sources and links

The full report on Bruumi Ltd

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