BSZI Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 5 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 31 October 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

atoz-ins.co.uk (opens in a new tab)
Phone number

01554 525011
Address

15 West End, Llanelli, Sir Gaerfyrddin, SA15 3DN, United Kingdom

In the full report: 3 background checks

When atoz-ins.co.uk first appeared online, and whether it can receive email
What kind of line 01554 525011 is
Who else gives the postcode SA15 3DN

Other names (4)

If you were contacted under any of these names, it is this firm.

A to Z Insurance Services Trading name: A name it trades under now.
Instinct Insurance and Risk Management Services Trading name: A name it trades under now.
Simsure Trading name: A name it trades under now.
Full Circle Financial Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Debt-counselling
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12238026 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 October 2019 (7 years old)
Registered office: 15 West End, Llanelli, SA15 3DN, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Zain Aamir Ikram	Director	Jan 1991	1 Oct 2019	None
Thomas Baker	Director	Apr 1994	29 Feb 2024	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£443k

+313% from £107k

Cash at bank

£837

No earlier figure to compare

Employees (average)

10

+11% from 9

Owed within a year

£171k

−7.2% from £184k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12238026. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bszi’s history from the FCA register and Companies House, newest first.

Key events (6) All events (17)

2024

29 February 2024

Benjamin Thomas Smith no longer has significant control

Companies House

2021

1 September 2021

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2019

1 October 2019

Incorporated at Companies House
Benjamin Thomas Smith gained significant control
Zain Aamir Ikram took control (75–100% of shares)

Companies House

In the full report: all 17 events

All 17 events in its history (6 shown here)
Every director appointment and resignation: 4

Firms like Bszi

Other firms of the same type (insurance broker), nearest first.

In the Swansea (SA) postcode area

Aegis Financial Consultants LimitedPembroke DockAuthorised Brentacre Insurance Services LimitedGorseinonAuthorised ClaimRite LimitedSwanseaAuthorised Compare Insurance Ltd.SwanseaAuthorised Compton Insurance Services LimitedSwanseaAuthorised David Anthony BowenSwanseaAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bszi

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 17 events in its history

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Frequently asked questions about this firm

Is BSZI Limited FCA authorised?

Yes, BSZI Limited (FRN 942716) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2021 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Bszi’s phone number and website?

The FCA register lists the phone number 01554 525011 and the website atoz-ins.co.uk for Bszi. If you were given different contact details, use these to check with the firm before going any further.

Is Bszi a scam or clone?

Bszi is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Bszi?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bszi to the Financial Ombudsman Service, free of charge.

Who owns Bszi?

Companies House lists one person with significant control of Bszi: Mr Zain Aamir Ikram (75–100% of shares). Before that, it was controlled by Mr Benjamin Thomas Smith.

Who runs Bszi?

Companies House lists 2 directors of Bszi: Zain Aamir Ikram and Thomas Baker.

How long has Bszi been in business?

The company was formed on 1 October 2019, and has held its current FCA authorisation since September 2021.

What do Bszi’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of £443k (+313% from £107k) and cash at bank of £837 (no earlier figure to compare).

Does Bszi use any other names?

It trades as A to Z Insurance Services, Instinct Insurance and Risk Management Services and Simsure. It has previously used the name Full Circle Financial.