Builders Merchants Federation

Reference number: 422250

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Introducer appointed representative

Builders Merchants Federation can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Specialist Risk Insurance Solutions Limited Reference number: 473138 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Builders Merchants Federation (FRN 422250) introduces customers to Specialist Risk Insurance Solutions Limited (FRN 473138). Any regulated advice or arranging is done by the principal, not Builders Merchants Federation.
  • Example: if Builders Merchants Federation refers you to a financial adviser, the advice should come from the principal firm, not from Builders Merchants Federation itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bmf.org.uk first appeared online, and whether it can receive email
  • What kind of line 024 7685 4980 is
  • Who else gives the postcode CV5 6UB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Specialist Risk Insurance Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Builders Merchants Federation

Other firms of the same type (home improvement or trades), nearest first.

In Coventry

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Builders Merchants Federation

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Builders Merchants Federation FCA authorised?
Builders Merchants Federation (FRN 422250) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Builders Merchants Federation?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Builders Merchants Federation (FRN 422250) introduces customers to Specialist Risk Insurance Solutions Limited (FRN 473138). Any regulated advice or arranging is done by the principal, not Builders Merchants Federation. Example: if Builders Merchants Federation refers you to a financial adviser, the advice should come from the principal firm, not from Builders Merchants Federation itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Builders Merchants Federation’s phone number and website?
The FCA register lists the phone number 024 7685 4980 and the website bmf.org.uk for Builders Merchants Federation. If you were given different contact details, use these to check with the firm before going any further.
Is Builders Merchants Federation a scam or clone?
Builders Merchants Federation is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Builders Merchants Federation?
Protection works through Specialist Risk Insurance Solutions Limited, the principal firm responsible for Builders Merchants Federation's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Builders Merchants Federation

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