BUPA Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 6 years
Protected through the principal
No FCA actions
Active company since 1988
1 thing worth a closer look in the background checks

Responsible principal firm

Cycle Solutions (Cycle to Work) Limited Reference number: 722968 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
BUPA Limited (FRN 933550) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not BUPA.
Example: if BUPA refers you to a financial adviser, the advice should come from the principal firm, not from BUPA itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07595 441045
Address

1 Angel Court, London, EC2R 7HJ, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

What kind of line 07595 441045 is
Whether EC2R 7HJ is a shared office: 31 other firms give it

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 02306135 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 17 October 1988 (38 years old)
Registered office: 1 Angel Court, London, EC2R 7HJ, United Kingdom
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)
Dormant Company (SIC 99999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stephanie Margaret Fielding	Director	Jan 1971	14 Dec 2016	14 other companies
James Alan Lenton	Director	Jul 1975	16 Nov 2021	6 other companies
Michael Anthony William Lunn	Director	Jan 1982	1 Jul 2026	5 other companies
Catherine Elizabeth Dyson	Director	Sep 1976	15 Oct 2026	5 other companies
Colin Robert Campbell	Secretary	Not published	25 Oct 2022	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 15
closed down: 5
run together: 5

In the full report: all 15 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 5 companies these 4 directors run together
All 27 people who have ever been directors, with their dates

Key dates in its history

Bupa’s history from the FCA register and Companies House, newest first.

Key events (3) All events (52)

2020

4 September 2020

Became an introducer appointed representative

FCA register

2016

6 April 2016

Bupa Investments Limited took control (75–100% of shares)

Companies House

1988

17 October 1988

Incorporated at Companies House

Companies House

In the full report: all 52 events

All 52 events in its history (3 shown here)
Every director appointment and resignation: 49

Get the full report on Bupa

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

15 other companies its directors have run, named
2 background checks on its contact details, 1 flagged
All 52 events in its history

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Frequently asked questions about this firm

Is BUPA Limited FCA authorised?

BUPA Limited (FRN 933550) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Bupa?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. BUPA Limited (FRN 933550) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Bupa. Example: if Bupa refers you to a financial adviser, the advice should come from the principal firm, not from Bupa itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Bupa’s phone number?

The FCA register lists the phone number 07595 441045 for Bupa. If you were given different contact details, use these to check with the firm before going any further.

Is Bupa a scam or clone?

Bupa is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Bupa?

Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for Bupa's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Bupa?

Bupa is owned by Bupa Investments Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Bupa?

Companies House lists 4 directors of Bupa: Stephanie Margaret Fielding, James Alan Lenton, Michael Anthony William Lunn and Catherine Elizabeth Dyson.

How long has Bupa been in business?

The company was formed on 17 October 1988.