Business and Vehicle Finance Ltd.

Reference number: 678809

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When llanellimotorcompany.co.uk first appeared online, and whether it can receive email
  • What kind of line 01554 751792 is
  • Who else gives the postcode SA14 8PA
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • BAVF Trading name
  • Llanelli Motor Company Trading name
  • Milestone Vehicle Solutions Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04313372
Company status
Active
Company type
Private limited company
Incorporated
30 October 2001 (25 years old)
Registered office
Business And Vehicle Finance Ltd Globe Row, Dafen, Llanelli, Carmarthen, SA14 8PA, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Jonathan Director Dec 1971 31 Jan 2003 5 other companies
Hayley Lisa Jonathan Secretary Not published 31 Jan 2003 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsNot audited

Net assets

£1.37m

+30% from £1.05m

Cash at bank

£57.8k

+11% from £52.3k

Owed within a year

£3.22m

+4.6% from £3.08m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04313372. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Business and Vehicle Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2019

12 November 2019

  • Hayley Lisa Jonathan became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Ian Jonathan became a part-owner (25–50% of shares)

Companies House

2015

7 April 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2003

31 January 2003

  • Board replaced: its only director left and a new director took over

Companies House

2001

30 October 2001

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Business and Vehicle Finance

Other FCA-listed firms that share a director, phone number or address with Business and Vehicle Finance. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Business and Vehicle Finance

Other firms of the same type (car dealer), nearest first.

In Llanelli

Continental Leisure Vehicles LimitedLlanelliAuthorisedDrj Car Sales LtdLlanelliAuthorisedMCK Vans LimitedLlanelliAuthorisedNew Vehicles Direct LimitedLlanelliAuthorisedSignature Camper Vans LtdLlanelliAuthorisedSix Ways Car Sales LtdLlanelliAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Business and Vehicle Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Business and Vehicle Finance Ltd. FCA authorised?
Yes, Business and Vehicle Finance Ltd. (FRN 678809) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Business and Vehicle Finance’s phone number and website?
The FCA register lists the phone number 01554 751792 and the website llanellimotorcompany.co.uk for Business and Vehicle Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Business and Vehicle Finance a scam or clone?
Business and Vehicle Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Business and Vehicle Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Business and Vehicle Finance handles your money, so check the specific product before you commit. You can also refer complaints about Business and Vehicle Finance to the Financial Ombudsman Service, free of charge.
Who owns Business and Vehicle Finance?
Companies House lists 2 people with significant control of Business and Vehicle Finance: Mrs Hayley Lisa Jonathan (25–50% of shares) and Mr Ian Jonathan (25–50% of shares).
Who runs Business and Vehicle Finance?
Companies House lists one director of Business and Vehicle Finance: Ian Jonathan.
How long has Business and Vehicle Finance been in business?
The company was formed on 30 October 2001, and has held its current FCA authorisation since April 2015.
What do Business and Vehicle Finance’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £1.37m (+30% from £1.05m) and cash at bank of £57.8k (+11% from £52.3k).
Does Business and Vehicle Finance use any other names?
It trades as BAVF, Llanelli Motor Company and Milestone Vehicle Solutions.

Sources and links

The full report on Business and Vehicle Finance Ltd.

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