Business Cover UK Ltd
Reference number: 950341
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Cape House, 60A Priory Road, Tonbridge, Kent, TN9 2BL, United Kingdom
In the full report: 3 background checks
- When tsins.co.uk first appeared online, and whether it can receive email
- What kind of line 01732 759843 is
- Who else gives the postcode TN9 2BL
Other names (3)
If you were contacted under any of these names, it is this firm.
- Landscaping Insurance Services Trading name: A name it trades under now.
- Plumbers Insurance Services Trading name: A name it trades under now.
- Tree Surgeon & Forestry Insurance Services Trading name: A name it trades under now.
FCA permissions and consumer protection
- Hold or safeguard your money · Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13032558 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 November 2020 (5 years old)
- Registered office
- Cape House, 60a Priory Road, Tonbridge, TN9 2BL, United Kingdom
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Karen Lesley Vidler | Director | Feb 1966 | 19 Nov 2020 | 5 other companies |
| Simon Christopher James Wilson | Director | Dec 1968 | 19 Nov 2020 | 6 other companies |
| Mark Anthony Wyles | Director | Jul 1985 | 19 Nov 2020 | None |
| James William Mccaffrey | Director | Aug 1962 | 1 Oct 2025 | 17 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 24
- closed down
- 5
- are FCA-registered
- 8
In the full report: all 24 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 8 on the FCA register
- The 4 companies these 4 directors run together
Filed accounts and finances
Net assets
£72.1k
−12% from £82.3k
Cash at bank
£64.4k
+9.9% from £58.6k
Employees (average)
10
+11% from 9
Owed within a year
£84.3k
+40% from £60.4k
No turnover or profit for the year to 31 March 2026: the accounts print them but do not tag them. The last tagged figures are £648k turnover and £65.3k profit, for the year to 31 March 2024.
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2022 to 2026
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13032558. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Business Cover UK’s history from the FCA register and Companies House, newest first.
2025
1 October 2025
- Minority Broker Partnerships Ltd became a part-owner (25–50% of shares)
Companies House
2022
2 February 2022
- Regulated by the FCA from this date
- FCA imposed a requirement (Not permitted to canvass off trade premises)
- Became authorised by the FCA
FCA register
2020
19 November 2020
- Incorporated at Companies House
- Simon Christopher James Wilson became a part-owner (25–50% of shares)
Companies House
In the full report: all 15 events
- All 15 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms connected to Business Cover UK
Other FCA-listed firms that share a director, phone number or address with Business Cover UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 7
- share a director
- 7
- share its postcode
- 2
In the full report: all 7 connected firms, named
- How each is linked: shared directors (7), the same postcode (2)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Business Cover UK
Other firms of the same type (insurance broker), nearest first.
In Tonbridge
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Business Cover UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 24 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 15 events in its history
- 7 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk