Business & Enterprise Finance Ltd.
Reference number: 726237
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
9-11 Peckover Street, Bradford, West Yorkshire, BD1 5BD, United Kingdom
In the full report: 3 background checks
- When befund.org first appeared online, and whether it can receive email
- What kind of line 0800 080 3145 is, and the other firm that gives it
- Who else gives the postcode BD1 5BD
Other names (2)
If you were contacted under any of these names, it is this firm.
- BEF Trading name: A name it trades under now.
- business enterprise fund Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Run or oversee funds FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
- Credit Broking
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Managing an unauthorised AIF
Limits on what they may do
- This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.
One supervisory condition set by the FCA
These are conditions the FCA places on the firm itself, covering things like capital it must hold and what it must report. They do not change what the firm may do for you.
- Small Authorised UK AIFM (Sub-Threshold)
The total value of assets under management by the firm must not exceed the relevant threshold as set out in Article 3(2) of AIFMD (as determined under Chapter II, section I of the AIFMD level 2 regulation). In the event that the relevant threshold is breached, the firm must submit an application for authorisation as a Full-scope UK AIFM to the FCA
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 01792109 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 15 February 1984 (42 years old)
- Registered office
- City Hub 9- 11 Peckover Street, Little Germany, Bradford, BD1 5BD, England
- Nature of business
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- Other credit granting not elsewhere classified (SIC 64929)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Arthur Waud | Director | Jul 1968 | 23 Nov 2006 | 12 other companies |
| Timothy Grant Hamilton | Director | Jan 1962 | 13 Dec 2021 | None |
| Laurence John Beardmore | Director | Nov 1964 | 6 Jun 2022 | 3 other companies |
| James Matthew Mason | Director | Mar 1978 | 17 Jun 2022 | 18 other companies |
| Alexandra Beardsley | Director | Jun 1985 | 8 Feb 2023 | 3 other companies |
| Penelope Jane Bradley Hembrow | Director | Jul 1963 | 1 Jul 2023 | 1 other company |
| Katie Rosanne Hurrell | Director | Feb 1981 | 1 Jul 2023 | None |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 36
- closed down
- 5
- are FCA-registered
- 2
In the full report: all 36 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 1 company these 7 directors run together
- All 35 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£9.49m
+17% from £8.08m
Cash at bank
£3.49m
+4.5% from £3.34m
Employees (average)
28
+3.7% from 27
Owed within a year
£527k
−41% from £892k
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2020 to 2023
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 01792109. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Business & Enterprise Finance’s history from the FCA register and Companies House, newest first.
2017
23 January 2017
- FCA imposed a requirement (May control but not hold client money)
- FCA imposed a requirement (Small Authorised UK AIFM (Sub-Threshold))
FCA register
2016
9 August 2016
- West & North Yorkshire Chamber Of Commerce gave up control
- Regulated by the FCA from this date
- Became authorised by the FCA
Companies House · FCA register
6 April 2016
- West & North Yorkshire Chamber Of Commerce took control (75–100% of shares)
Companies House
1999
12 October 1999
- Board replaced: its only director left and a new director took over
Companies House
1998
29 September 1998
- Board replaced: its only director left and a new director took over
Companies House
1996
2 July 1996
- Board replaced: both directors left and a new director took over
Companies House
1984
15 February 1984
- Incorporated at Companies House
Companies House
In the full report: all 78 events
- All 78 events in its history (10 shown here)
- Every director appointment and resignation: 63
Firms connected to Business & Enterprise Finance
Other FCA-listed firms that share a director, phone number or address with Business & Enterprise Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like Business & Enterprise Finance
Other firms of the same type (lender), nearest first.
In the Bradford (BD) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Business & Enterprise Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 36 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 78 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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How long has Business & Enterprise Finance been in business?
What do Business & Enterprise Finance’s latest accounts show?
Does Business & Enterprise Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk