Business Finance Services Co.

Reference number: 194660

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Business Finance Services Co. (FRN 194660) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Business Finance Services Co.'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Business Finance Services Co., complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01273 495446

  • Address

    B F S House, Golden Square, Henfield, West Sussex, BN5 9DP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01273 495446 is
  • Who else gives the postcode BN5 9DP
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • BFS Co Trading name: A name it trades under now.
  • Richard Boddie Former name: A name it was registered under before.
  • Richard Boddie & Joanne Boddie Former name: A name it was registered under before.
  • Be Financially Secure Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Business Finance Services Co.’s history from the FCA register and Companies House, newest first.

2024

17 September 2024

  • Changed its registered name from "Richard Boddie & Joanne Boddie"

FCA register

13 May 2024

  • Changed its registered name from "Business Finance Services Co."

FCA register

2011

8 February 2011

  • Changed its registered name from "Richard Boddie"

FCA register

2008

10 September 2008

  • Changed its registered name from "Business Finance Services Co"

FCA register

2000

18 October 2000

  • Became an appointed representative

FCA register

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
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Firms like Business Finance Services Co.

Other firms of the same type (credit broker), nearest first.

In Henfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Business Finance Services Co.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Business Finance Services Co. FCA authorised?
Business Finance Services Co. (FRN 194660) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Business Finance Services Co.?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Business Finance Services Co. (FRN 194660) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Business Finance Services Co.'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Business Finance Services Co., complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Business Finance Services Co.’s phone number?
The FCA register lists the phone number 01273 495446 for Business Finance Services Co.. If you were given different contact details, use these to check with the firm before going any further.
Is Business Finance Services Co. a scam or clone?
Business Finance Services Co. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Business Finance Services Co.?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Business Finance Services Co.'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Business Finance Services Co. use any other names?
It trades as BFS Co. It has previously used 3 other names: Richard Boddie, Richard Boddie & Joanne Boddie and Be Financially Secure.

Sources and links

The full report on Business Finance Services Co.

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